The historical rank and industry rank for Linea Directa Aseguradora's ROE % or its related term are showing as below:
MEX:LDAN'
s ROE % Range Over the Past 10 Years
Min: -1.45 Med: 20.8 Max: 28.85
Current: 22.54
During the past 6 years, Linea Directa Aseguradora's highest ROE % was 28.85%. The lowest was -1.45%. And the median was 20.80%.
MEX:LDAN's ROE % is ranked better than 83.86% of 502
companies
in the Insurance industry
Industry Median: 11.73
vs MEX:LDAN: 22.54
Linea Directa Aseguradora (MEX:LDAN) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's ROE % distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Linea Directa Aseguradora (MEX:LDAN) has a ROE % of 21.14% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Linea Directa Aseguradora and its competitors. This is near median its historical median of 20.80. According to the industry distribution chart, Linea Directa Aseguradora ranks #81 out of 502 companies in the Insurance industry, placing it in the top 16.1%.
Is Linea Directa Aseguradora's ROE % too high?
Linea Directa Aseguradora's current ROE % of 21.14% is near median its 10-year median of 20.80. The Insurance industry median ROE % is 11.73. Linea Directa Aseguradora's value of 21.14% is 80.2% above this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #81 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's ROE % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #81 out of 502 companies for ROE %. This places Linea Directa Aseguradora in the top 16% of its industry — outperforming the majority of peers. The industry median ROE % is 11.73. Linea Directa Aseguradora's value of 21.14% is 80.2% above this benchmark. While the company's 10-year median is 20.80 vs. the industry median of 11.73, Linea Directa Aseguradora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current ROE % of 21.14% is 80.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current ROE % is 21.14%, which is near median its own 10-year median of 20.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current ROE % of 21.14%. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current ROE % is 21.14%, which is near median its 10-year median of 20.80 and 80.2% above the Insurance industry median of 11.73. Linea Directa Aseguradora's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current ROE % is 21.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
ROE %: 21.14% (near median its 10-year median of 20.80)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
Industry Position: 80.2% above the Insurance median (#81 of 502)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score
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