Linea Directa Aseguradora (MEX:LDAN) Moat Score: 4/10 (As of Jun. 26, 2026)


MEX:LDAN Linea Directa Aseguradora SA MEX:LDAN
74 GF Score
Price MXN25.40
GF Value MXN28.53
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What is Linea Directa Aseguradora Moat Score?

Linea Directa Aseguradora MEX:LDAN 74 Moat Score is 4 as of Jun. 26, 2026. GuruFocus rates MEX:LDAN with a GF Score™ of 74/100 and a GF Value™ of MXN28.53. Among 596 Insurance companies, Linea Directa Aseguradora ranks better than 79.53% on this metric.

Linea Directa Aseguradora has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Linea Directa Aseguradora has Narrow Moat: Linea Directa has a discernible but modest moat due to its established brand in the insurance sector and a strong distribution network. However, it faces competition and lacks significant pricing power or unique intellectual property.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Linea Directa Aseguradora might have Narrow Moat - Discernible but modest moat.

Linea Directa Aseguradora  (MEX:LDAN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Linea Directa Aseguradora Moat Score Related Terms

MEX:LDAN vs CB, PGR, TRV: Moat Score Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Linea Directa Aseguradora Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Moat Score distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's Moat Score falls into.


MEX:LDAN
74GF Score
Linea Directa Aseguradora SA MEX:LDAN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Linea Directa Aseguradora (MEX:LDAN) has a Moat Score of 4 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Linea Directa Aseguradora ranks #122 out of 596 companies in the Insurance industry, placing it in the top 20.5%.
Is Linea Directa Aseguradora's Moat Score too high?
Linea Directa Aseguradora's current Moat Score is 4. Based on the distribution chart, Linea Directa Aseguradora ranks #122 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Moat Score compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #122 out of 596 companies for Moat Score. This places Linea Directa Aseguradora in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Linea Directa Aseguradora's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current Moat Score of 4. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current Moat Score is 4. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current Moat Score is 4 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.

Key valuation signals for MEX:LDAN:

  • Moat Score: 4
  • GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
  • GF Score™: 74/100

No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UKLDA:Spain
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN25.40
Price
MXN28.53
GF Value