Linea Directa AseguradoraMEX:LDAN 74 Dividend Payout Ratio is 0.35 as of Dec. 2025, which is 29% below its 10-year median of 0.49. GuruFocus rates MEX:LDAN with a GF Score™ of 74/100 and a GF Value™ of MXN28.53. Among 335 Insurance companies, Linea Directa Aseguradora ranks worse than 69.25% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Linea Directa Aseguradora's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.35.
The historical rank and industry rank for Linea Directa Aseguradora's Dividend Payout Ratio or its related term are showing as below:
MEX:LDAN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.49 Max: 1.12
Current: 0.52
During the past 6 years, the highest Dividend Payout Ratio of Linea Directa Aseguradora was 1.12. The lowest was 0.31. And the median was 0.49.
MEX:LDAN's Dividend Payout Ratio is ranked worse than 69.25% of 335
companies
in the Insurance industry
Industry Median: 0.38
vs MEX:LDAN: 0.52
During the past 6 years, the highest Trailing Annual Dividend Yield of Linea Directa Aseguradora was 8.24%. The lowest was 0.00%. And the median was 3.48%.
During the past 12 months, Linea Directa Aseguradora's average Dividends Per Share Growth Rate was 46.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -15.10% per year.
During the past 6 years, the highest 3-Year average Dividends Per Share Growth Rate of Linea Directa Aseguradora was -15.10% per year. The lowest was -26.70% per year. And the median was -20.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Linea Directa Aseguradora (MEX:LDAN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Linea Directa Aseguradora Dividend Payout Ratio Related Terms
Linea Directa Aseguradora Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora Dividend Payout Ratio Chart
MEX:LDAN vs CB, PGR, TRV: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's Dividend Payout Ratio falls into.
Linea Directa Aseguradora Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Linea Directa Aseguradora's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (MEX:LDAN) has a Dividend Payout Ratio of 0.35 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Linea Directa Aseguradora and its competitors. This is 29% below median its historical median of 0.49. Over the past decade, Linea Directa Aseguradora's Dividend Payout Ratio has ranged from 0.31 to 1.12. According to the industry distribution chart, Linea Directa Aseguradora ranks #232 out of 335 companies in the Insurance industry, placing it in the top 69.3%.
Is Linea Directa Aseguradora's Dividend Payout Ratio too high?
Linea Directa Aseguradora's current Dividend Payout Ratio of 0.35 is 29% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.12. The Insurance industry median Dividend Payout Ratio is 0.38. Linea Directa Aseguradora's value of 0.35 is 7.9% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #232 out of 335 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #232 out of 335 companies for Dividend Payout Ratio. This places Linea Directa Aseguradora in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Linea Directa Aseguradora's value of 0.35 is 7.9% below this benchmark. Historically, Linea Directa Aseguradora's own Dividend Payout Ratio has ranged from 0.31 to 1.12 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 0.38, Linea Directa Aseguradora has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current Dividend Payout Ratio of 0.35 is 7.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current Dividend Payout Ratio is 0.35, which is 29% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current Dividend Payout Ratio of 0.35. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current Dividend Payout Ratio is 0.35, which is 29% below median its 10-year median of 0.49 and 7.9% below the Insurance industry median of 0.38. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current Dividend Payout Ratio is 0.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
Dividend Payout Ratio: 0.35 (29% below median its 10-year median of 0.49)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
Industry Position: 7.9% below the Insurance median (#232 of 335)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score
Get the complete analysis for MEX:LDAN
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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