Linea Directa Aseguradora (MEX:LDAN) Pretax Margin %: 9.97% (As of Dec. 2025) — Near Median


MEX:LDAN Linea Directa Aseguradora SA MEX:LDAN
74 GF Score
Price MXN25.40
GF Value MXN28.53
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What is Linea Directa Aseguradora Pretax Margin %?

Linea Directa Aseguradora MEX:LDAN 74 Pretax Margin % is 9.97% as of Dec. 2025, which is 3% above its 10-year median of 9.69. GuruFocus rates MEX:LDAN with a GF Score™ of 74/100 and a GF Value™ of MXN28.53. Among 501 Insurance companies, Linea Directa Aseguradora ranks worse than 56.09% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Linea Directa Aseguradora's Pre-Tax Income for the six months ended in Dec. 2025 was MXN1,181 Mil. Linea Directa Aseguradora's Revenue for the six months ended in Dec. 2025 was MXN11,846 Mil. Therefore, Linea Directa Aseguradora's pretax margin for the quarter that ended in Dec. 2025 was 9.97%.

The historical rank and industry rank for Linea Directa Aseguradora's Pretax Margin % or its related term are showing as below:

MEX:LDAN' s Pretax Margin % Range Over the Past 10 Years
Min: -0.68   Med: 9.69   Max: 19.67
Current: 10.51


MEX:LDAN's Pretax Margin % is ranked worse than
56.09% of 501 companies
in the Insurance industry
Industry Median: 12.04 vs MEX:LDAN: 10.51

Linea Directa Aseguradora  (MEX:LDAN) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Linea Directa Aseguradora Pretax Margin % Related Terms


Linea Directa Aseguradora Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Linea Directa Aseguradora's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Linea Directa Aseguradora Pretax Margin % Chart

Linea Directa Aseguradora Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial 15.73 8.87 -0.68 8.35 10.51

Linea Directa Aseguradora Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.70 7.04 9.59 11.08 9.97

MEX:LDAN vs CB, PGR, TRV: Pretax Margin % Comparison

For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Linea Directa Aseguradora Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Linea Directa Aseguradora's Pretax Margin % falls into.


MEX:LDAN
74GF Score
Linea Directa Aseguradora SA MEX:LDAN
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Linea Directa Aseguradora Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Linea Directa Aseguradora's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2406.439/22905.296
=10.51 %

Linea Directa Aseguradora's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1180.659/11846.254
=9.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 9.97% mean?
Linea Directa Aseguradora (MEX:LDAN) has a Pretax Margin % of 9.97% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Linea Directa Aseguradora and its competitors. This is near median its historical median of 9.69. According to the industry distribution chart, Linea Directa Aseguradora ranks #281 out of 501 companies in the Insurance industry, placing it in the top 56.1%.
Is Linea Directa Aseguradora's Pretax Margin % too high?
Linea Directa Aseguradora's current Pretax Margin % of 9.97% is near median its 10-year median of 9.69. The Insurance industry median Pretax Margin % is 12.04. Linea Directa Aseguradora's value of 9.97% is 17.2% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #281 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #281 out of 501 companies for Pretax Margin %. This places Linea Directa Aseguradora in the lower half of its industry. The industry median Pretax Margin % is 12.04. Linea Directa Aseguradora's value of 9.97% is 17.2% below this benchmark. While the company's 10-year median is 9.69 vs. the industry median of 12.04, Linea Directa Aseguradora has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current Pretax Margin % of 9.97% is 17.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current Pretax Margin % is 9.97%, which is near median its own 10-year median of 9.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current Pretax Margin % of 9.97%. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current Pretax Margin % is 9.97%, which is near median its 10-year median of 9.69 and 17.2% below the Insurance industry median of 12.04. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current Pretax Margin % is 9.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?

Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued. The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.

Key valuation signals for MEX:LDAN:

  • Pretax Margin %: 9.97% (near median its 10-year median of 9.69)
  • GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
  • GF Score™: 74/100
  • Industry Position: 17.2% below the Insurance median (#281 of 501)

No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Linea Directa Aseguradora Business Description

Other Exchanges LNDAF:USALDAe:UKLDA:Spain
Address Calle de Isaac Newton 7, Tres Cantos, Madrid, ESP, 28760
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score

Get the complete analysis for MEX:LDAN

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN25.40
Price
MXN28.53
GF Value