ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Linea Directa Aseguradora's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 0.00%.
As of today (2026-06-26), Linea Directa Aseguradora's WACC % is 4.41%. Linea Directa Aseguradora's ROIC % is 0.00% (calculated using TTM income statement data).
Linea Directa Aseguradora earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Linea Directa Aseguradora (MEX:LDAN) ROIC % Explanation
ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROIC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, Linea Directa Aseguradora's WACC % is 4.41%. Linea Directa Aseguradora's ROIC % is 0.00% (calculated using TTM income statement data).
Linea Directa Aseguradora earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora ROIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's ROIC % distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's ROIC % falls into.
Note:
The EBIT data used here is two times the semi-annual (Dec. 2025) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (MEX:LDAN) has a ROIC % of 0.00% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Linea Directa Aseguradora and its competitors.
Is Linea Directa Aseguradora's ROIC % too high?
Linea Directa Aseguradora's current ROIC % is 0.00%. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's ROIC % compare to CB and PGR?
Linea Directa Aseguradora's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current ROIC % of 0.00%. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current ROIC % is 0.00%. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current ROIC % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
ROIC %: 0.00%
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score
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