Linea Directa AseguradoraMEX:LDAN 74 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates MEX:LDAN with a GF Score™ of 74/100 and a GF Value™ of MXN28.53. Among 351 Insurance companies, Linea Directa Aseguradora ranks better than 99.43% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Linea Directa Aseguradora's
EBIT
for the
six
months ended in Dec. 2025 was MXN0 Mil. Linea Directa Aseguradora's Interest Expense for the
six
months ended in Dec. 2025 was MXN0 Mil.
Linea Directa Aseguradora has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Linea Directa Aseguradora SA has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Linea Directa Aseguradora's Interest Coverage or its related term are showing as below:
MEX:LDAN'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
MEX:LDAN's Interest Coverage is ranked better than 99.43% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs MEX:LDAN: No Debt
Linea Directa Aseguradora (MEX:LDAN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Linea Directa Aseguradora Interest Coverage Related Terms
Linea Directa Aseguradora Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MEX:LDAN vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's Interest Coverage falls into.
Linea Directa Aseguradora Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Linea Directa Aseguradora (MEX:LDAN) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Linea Directa Aseguradora and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Linea Directa Aseguradora's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Linea Directa Aseguradora ranks #2 out of 351 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is Linea Directa Aseguradora's Interest Coverage too high?
Linea Directa Aseguradora's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Linea Directa Aseguradora ranks #2 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #2 out of 351 companies for Interest Coverage. This places Linea Directa Aseguradora in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Historically, Linea Directa Aseguradora's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current Interest Coverage of No Debt (1). The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score
Get the complete analysis for MEX:LDAN
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