* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (MEX:LDAN) has a FCF Margin % of 15.48% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Linea Directa Aseguradora and its competitors. This is 102% above median its historical median of 7.68. Over the past decade, Linea Directa Aseguradora's FCF Margin % has ranged from 4.22 to 11.86. According to the industry distribution chart, Linea Directa Aseguradora ranks #212 out of 501 companies in the Insurance industry, placing it in the top 42.3%.
Is Linea Directa Aseguradora's FCF Margin % too high?
Linea Directa Aseguradora's current FCF Margin % of 15.48% is 102% above median its 10-year median of 7.68. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 11.86. The Insurance industry median FCF Margin % is 9.60. Linea Directa Aseguradora's value of 15.48% is 61.3% above this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #212 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #212 out of 501 companies for FCF Margin %. This puts Linea Directa Aseguradora in the upper half of its industry. The industry median FCF Margin % is 9.60. Linea Directa Aseguradora's value of 15.48% is 61.3% above this benchmark. Historically, Linea Directa Aseguradora's own FCF Margin % has ranged from 4.22 to 11.86 over the past decade. While the company's 10-year median is 7.68 vs. the industry median of 9.60, Linea Directa Aseguradora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current FCF Margin % of 15.48% is 61.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current FCF Margin % is 15.48%, which is 102% above median its own 10-year median of 7.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current FCF Margin % of 15.48%. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current FCF Margin % is 15.48%, which is 102% above median its 10-year median of 7.68 and 61.3% above the Insurance industry median of 9.60. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current FCF Margin % is 15.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
FCF Margin %: 15.48% (102% above median its 10-year median of 7.68)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
Industry Position: 61.3% above the Insurance median (#212 of 501)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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