The historical rank and industry rank for Linea Directa Aseguradora's Net Margin % or its related term are showing as below:
MEX:LDAN'
s Net Margin % Range Over the Past 10 Years
Min: -0.45 Med: 7.3 Max: 14.77
Current: 7.89
MEX:LDAN's Net Margin % is ranked worse than 57.29% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs MEX:LDAN: 7.89
Linea Directa Aseguradora (MEX:LDAN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Linea Directa Aseguradora Net Margin % Related Terms
Linea Directa Aseguradora Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Net Margin % distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Linea Directa Aseguradora (MEX:LDAN) has a Net Margin % of 7.46% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Linea Directa Aseguradora and its competitors. This is near median its historical median of 7.30. According to the industry distribution chart, Linea Directa Aseguradora ranks #287 out of 501 companies in the Insurance industry, placing it in the top 57.3%.
Is Linea Directa Aseguradora's Net Margin % too high?
Linea Directa Aseguradora's current Net Margin % of 7.46% is near median its 10-year median of 7.30. The Insurance industry median Net Margin % is 9.29. Linea Directa Aseguradora's value of 7.46% is 19.7% below this industry median. Based on the distribution chart, Linea Directa Aseguradora ranks #287 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Linea Directa Aseguradora has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Linea Directa Aseguradora ranks #287 out of 501 companies for Net Margin %. This places Linea Directa Aseguradora in the lower half of its industry. The industry median Net Margin % is 9.29. Linea Directa Aseguradora's value of 7.46% is 19.7% below this benchmark. While the company's 10-year median is 7.30 vs. the industry median of 9.29, Linea Directa Aseguradora has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Linea Directa Aseguradora's current Net Margin % of 7.46% is 19.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Linea Directa Aseguradora and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Linea Directa Aseguradora's current Net Margin % is 7.46%, which is near median its own 10-year median of 7.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (MEX:LDAN) has a current Net Margin % of 7.46%. The stock's GF Value™ is MXN28.53, compared to a current price of MXN25.40 — trading 11% below its estimated fair value. The current Net Margin % is 7.46%, which is near median its 10-year median of 7.30 and 19.7% below the Insurance industry median of 9.29. Linea Directa Aseguradora's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Linea Directa Aseguradora (MEX:LDAN), the current Net Margin % is 7.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (MEX:LDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of MXN25.40 is trading 11% below its estimated GF Value™ of MXN28.53.
Key valuation signals for MEX:LDAN:
Net Margin %: 7.46% (near median its 10-year median of 7.30)
GF Value™: MXN28.53 vs. price of MXN25.40 (11% below fair value)
Industry Position: 19.7% below the Insurance median (#287 of 501)
No single metric tells the full story. See the MEX:LDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
74GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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