Royal ExchangeNSA:ROYALEX -9.66%9 EV-to-FCF is 9.22 as of Jun. 29, 2026. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 395 Insurance companies, Royal Exchange ranks better than 50.63% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil.
Royal Exchange's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,100.8 Mil. Therefore, Royal Exchange's EV-to-FCF for today is 9.22.
The historical rank and industry rank for Royal Exchange's EV-to-FCF or its related term are showing as below:
NSA:ROYALEX'
s EV-to-FCF Range Over the Past 10 Years
Min: -27.33 Med: -1.19 Max: 214.96
Current: 9.22
During the past 13 years, the highest EV-to-FCF of Royal Exchange was 214.96. The lowest was -27.33. And the median was -1.19.
NSA:ROYALEX's EV-to-FCF is ranked better than 50.63% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs NSA:ROYALEX: 9.22
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Royal Exchange (NSA:ROYALEX) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Royal Exchange's PE Ratio (TTM) for today is calculated as:
Royal Exchange's share price for today is ₦1.31.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.220.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Royal Exchange EV-to-FCF Related Terms
Royal Exchange EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Royal Exchange's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ROYALEX vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Royal Exchange's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Exchange EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Royal Exchange's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Royal Exchange's EV-to-FCF falls into.
Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,100.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Exchange (NSA:ROYALEX) has a EV-to-FCF of 9.22 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Royal Exchange and its competitors. According to the industry distribution chart, Royal Exchange ranks #195 out of 395 companies in the Insurance industry, placing it in the top 49.4%.
Is Royal Exchange's EV-to-FCF too high?
Royal Exchange's current EV-to-FCF is 9.22. The Insurance industry median EV-to-FCF is 9.32. Royal Exchange's value of 9.22 is 1.1% below this industry median. Based on the distribution chart, Royal Exchange ranks #195 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Royal Exchange ranks #195 out of 395 companies for EV-to-FCF. This puts Royal Exchange in the upper half of its industry. The industry median EV-to-FCF is 9.32. Royal Exchange's value of 9.22 is 1.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Exchange's current EV-to-FCF of 9.22 is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Royal Exchange and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Exchange's current EV-to-FCF is 9.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current EV-to-FCF of 9.22. The current EV-to-FCF is 9.22 and 1.1% below the Insurance industry median of 9.32. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current EV-to-FCF is 9.22 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
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