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PFS (Provident Financial Services) EV-to-FCF : 29.25 (As of Jul. 15, 2025)


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What is Provident Financial Services EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Provident Financial Services's Enterprise Value is $4,764.4 Mil. Provident Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was $162.9 Mil. Therefore, Provident Financial Services's EV-to-FCF for today is 29.25.

The historical rank and industry rank for Provident Financial Services's EV-to-FCF or its related term are showing as below:

PFS' s EV-to-FCF Range Over the Past 10 Years
Min: 9.99   Med: 20.38   Max: 36.28
Current: 29.72

During the past 13 years, the highest EV-to-FCF of Provident Financial Services was 36.28. The lowest was 9.99. And the median was 20.38.

PFS's EV-to-FCF is ranked worse than
89.41% of 1228 companies
in the Banks industry
Industry Median: 6.02 vs PFS: 29.72

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-07-15), Provident Financial Services's stock price is $18.19. Provident Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 was $1.140. Therefore, Provident Financial Services's PE Ratio (TTM) for today is 15.96.


Provident Financial Services EV-to-FCF Historical Data

The historical data trend for Provident Financial Services's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Provident Financial Services EV-to-FCF Chart

Provident Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.69 11.69 13.98 15.91 10.74

Provident Financial Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.92 18.20 29.83 10.74 28.43

Competitive Comparison of Provident Financial Services's EV-to-FCF

For the Banks - Regional subindustry, Provident Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Services's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's EV-to-FCF falls into.


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Provident Financial Services EV-to-FCF Calculation

Provident Financial Services's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4764.377/162.898
=29.25

Provident Financial Services's current Enterprise Value is $4,764.4 Mil.
Provident Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $162.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Provident Financial Services  (NYSE:PFS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Provident Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.19/1.140
=15.96

Provident Financial Services's share price for today is $18.19.
Provident Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.140.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Provident Financial Services EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Provident Financial Services's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Provident Financial Services Business Description

Traded in Other Exchanges
Address
239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The Company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The Company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The Company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income are These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
Executives
George Lista officer: President/CEO SB One Insurance C/O SUSSEX BANK, 399 ROUTE 23, FRANKLIN NJ 07416
James A. Christy officer: SVP, CRO of Provident Bank, other: General Auditor 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Christopher P Martin officer: President
Edward J Leppert director C/O SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
Frank L Fekete director
Walter Sierotko officer: EVP/CLO of Provident Bank 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Vito Giannola officer: EVP & Chief Retail Banking Ofc C/O SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
Anthony J Labozzetta director, officer: President and COO SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
James P Dunigan director 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Bennett Macdougall officer: EVP, General Counsel, Sec 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Adriano M. Duarte officer: EVP & CAO of Provident Bank 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Matthew K. Harding director 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Robert Mcnerney director C/O SUSSEX BANK, 399 ROUTE 23, FRANKLIN NJ 07416
Ravi Vakacherla officer: Chief Digital & Innovation Off 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Valerie O Murray officer: SVP & Chief Wealth Mgmt Ofc 239 WASHINGTON STREET, JERSEY CITY NJ 07302