EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Texas Capital Bancshares's Enterprise Value is $2,761 Mil.
Texas Capital Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $436 Mil. Therefore, Texas Capital Bancshares's EV-to-FCF for today is 6.34.
The historical rank and industry rank for Texas Capital Bancshares's EV-to-FCF or its related term are showing as below:
TCBI'
s EV-to-FCF Range Over the Past 10 Years
Min: -145.2 Med: -0.65 Max: 45.86
Current: 6.34
During the past 13 years, the highest EV-to-FCF of Texas Capital Bancshares was 45.86. The lowest was -145.20. And the median was -0.65.
TCBI's EV-to-FCF is ranked better than 51% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs TCBI: 6.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Texas Capital Bancshares (NAS:TCBI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Texas Capital Bancshares's PE Ratio (TTM) for today is calculated as:
Texas Capital Bancshares's share price for today is $103.95.
Texas Capital Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.440.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Texas Capital Bancshares EV-to-FCF Related Terms
Texas Capital Bancshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Texas Capital Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Texas Capital Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Texas Capital Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Texas Capital Bancshares's EV-to-FCF falls into.
Texas Capital Bancshares's current Enterprise Value is $2,761 Mil.
Texas Capital Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $436 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Texas Capital Bancshares (TCBI) has a EV-to-FCF of 6.34 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Texas Capital Bancshares and its competitors. According to the industry distribution chart, Texas Capital Bancshares ranks #586 out of 1196 companies in the Banks industry, placing it in the top 49%.
Is Texas Capital Bancshares' EV-to-FCF too high?
Texas Capital Bancshares' current EV-to-FCF is 6.34. The Banks industry median EV-to-FCF is 6.57. Texas Capital Bancshares' value of 6.34 is 3.4% below this industry median. Based on the distribution chart, Texas Capital Bancshares ranks #586 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Texas Capital Bancshares has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Texas Capital Bancshares' EV-to-FCF compare to FULT and EBC?
According to the Banks industry distribution chart, Texas Capital Bancshares ranks #586 out of 1196 companies for EV-to-FCF. This puts Texas Capital Bancshares in the upper half of its industry. The industry median EV-to-FCF is 6.57. Texas Capital Bancshares' value of 6.34 is 3.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Texas Capital Bancshares's current EV-to-FCF of 6.34 is 3.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Texas Capital Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Texas Capital Bancshares's current EV-to-FCF is 6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Capital Bancshares (TCBI) is currently considered Fairly Valued. The stock's GF Value™ is $97.94, compared to a current price of $103.95 — trading 6.1% above its estimated fair value. The current EV-to-FCF is 6.34 and 3.4% below the Banks industry median of 6.57. Texas Capital Bancshares' overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Texas Capital Bancshares (TCBI), the current EV-to-FCF is 6.34 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Texas Capital Bancshares (TCBI) Overvalued in 2026?
Based on GuruFocus' analysis, Texas Capital Bancshares stock appears to be overvalued.
The current stock price of $103.95 is trading 6.1% above its estimated GF Value™ of $97.94.
GuruFocus considers Texas Capital Bancshares to be Fairly Valued.
Key valuation signals for TCBI:
EV-to-FCF: 6.34
GF Value™: $97.94 vs. price of $103.95 (6.1% above fair value)
Industry Position: 3.4% below the Banks median (#586 of 1196)
No single metric tells the full story. See the TCBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Texas Capital Bancshares Inc is a registered bank holding company and a full-service financial services firm that delivers customised solutions to businesses, entrepreneurs and individual customers. It is a secured lender with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.
78GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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