USMT (US Metro Bancorp) EV-to-FCF: (As of Aug. 26, 2026)

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USMT US Metro Bancorp USMT
68 GF Score
Price $6.00
GF Value $6.24
Valuation Fairly Valued
! 3 Warning Signs
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What is US Metro Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, US Metro Bancorp's Enterprise Value is $110.93 Mil. US Metro Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, US Metro Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for US Metro Bancorp's EV-to-FCF or its related term are showing as below:

USMT' s EV-to-FCF Range Over the Past 10 Years
Min: -41.36   Med: 0   Max: 0
Current: -41.36

USMT's EV-to-FCF is ranked worse than
100% of 1180 companies
in the Banks industry
Industry Median: 7.045 vs USMT: -41.36

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-26), US Metro Bancorp's stock price is $6.00. US Metro Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.730. Therefore, US Metro Bancorp's PE Ratio (TTM) for today is 8.22.


US Metro Bancorp  (OTCPK:USMT) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

US Metro Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.00/0.730
=8.22

US Metro Bancorp's share price for today is $6.00.
US Metro Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.730.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


US Metro Bancorp EV-to-FCF Related Terms


US Metro Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for US Metro Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

US Metro Bancorp EV-to-FCF Chart

US Metro Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -1.00 -0.01 -1.81 -5.98 15.66

US Metro Bancorp Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 15.66 0.00 0.00

USMT vs CYVF, FTFI, ORBN: EV-to-FCF Comparison

For the Banks - Regional subindustry, US Metro Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


US Metro Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, US Metro Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where US Metro Bancorp's EV-to-FCF falls into.


USMT
68GF Score
US Metro Bancorp USMT
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

US Metro Bancorp EV-to-FCF Calculation

US Metro Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=110.933/0
=

US Metro Bancorp's current Enterprise Value is $110.93 Mil.
US Metro Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is US Metro Bancorp (USMT) Overvalued in 2026?

Based on GuruFocus' analysis, US Metro Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 3.8% below its estimated GF Value™ of $6.24. GuruFocus considers US Metro Bancorp to be Fairly Valued.

Key valuation signals for USMT:

  • EV-to-FCF:
  • GF Value™: $6.24 vs. price of $6.00 (3.8% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the USMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


US Metro Bancorp Business Description

Address 9866 Garden Grove Boulevard, Garden Grove, CA, USA, 92844
US Metro Bancorp is a bank holding company. Through its banking subsidiary, it provides a full range of banking services to commercial businesses and individual consumers. These services mainly include personal savings accounts, online and mobile banking services, business checking accounts, certificate of deposit, consumer loans, commercial loans, treasury management solutions, business loans, wire transfers, and ATM services, among others. The Group operates through a network of branches and loan production offices located across different cities in the United States.
68GF Score

Get the complete analysis for USMT

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.24
GF Value