NPL NovaWAR:PRI 55 EV-to-FCF is 36.24 as of Jul. 01, 2026. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 264 Credit Services companies, NPL Nova ranks worse than 73.11% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, NPL Nova's Enterprise Value is zł13.30 Mil.
NPL Nova's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.37 Mil. Therefore, NPL Nova's EV-to-FCF for today is 36.24.
The historical rank and industry rank for NPL Nova's EV-to-FCF or its related term are showing as below:
WAR:PRI'
s EV-to-FCF Range Over the Past 10 Years
Min: -31392.1 Med: -2.58 Max: 70.88
Current: 36.24
During the past 13 years, the highest EV-to-FCF of NPL Nova was 70.88. The lowest was -31392.10. And the median was -2.58.
WAR:PRI's EV-to-FCF is ranked worse than 73.11% of 264
companies
in the Credit Services industry
Industry Median: 13.305
vs WAR:PRI: 36.24
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NPL Nova's share price for today is zł3.34.
NPL Nova's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-1.382.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NPL Nova EV-to-FCF Related Terms
NPL Nova EV-to-FCF Historical Data
* Premium members only.
The historical data trend for NPL Nova's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NPL Nova's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where NPL Nova's EV-to-FCF falls into.
NPL Nova's current Enterprise Value is zł13.30 Mil.
NPL Nova's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.37 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPL Nova (WAR:PRI) has a EV-to-FCF of 36.24 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NPL Nova and its competitors. According to the industry distribution chart, NPL Nova ranks #193 out of 264 companies in the Credit Services industry, placing it in the top 73.1%.
Is NPL Nova's EV-to-FCF too high?
NPL Nova's current EV-to-FCF is 36.24. The Credit Services industry median EV-to-FCF is 13.31. NPL Nova's value of 36.24 is 172.4% above this industry median. Based on the distribution chart, NPL Nova ranks #193 out of 264 companies in the Credit Services industry, which is below the industry midpoint. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #193 out of 264 companies for EV-to-FCF. This places NPL Nova in the lower half of its industry. The industry median EV-to-FCF is 13.31. NPL Nova's value of 36.24 is 172.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.31, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPL Nova's current EV-to-FCF of 36.24 is 172.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NPL Nova and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current EV-to-FCF is 36.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current EV-to-FCF is 36.24 and 172.4% above the Credit Services industry median of 13.31. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current EV-to-FCF is 36.24 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69.
GuruFocus considers NPL Nova to be Possible Value Trap.
Key valuation signals for WAR:PRI:
EV-to-FCF: 36.24
GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
Industry Position: 172.4% above the Credit Services median (#193 of 264)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score
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