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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MF Banka AD's Enterprise Value is BAM-54.48 Mil.
MF Banka AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM48.81 Mil. Therefore, MF Banka AD's EV-to-FCF for today is -1.12.
The historical rank and industry rank for MF Banka AD's EV-to-FCF or its related term are showing as below:
XBLB:IEFB-R-A'
s EV-to-FCF Range Over the Past 10 Years
Min: -5.62 Med: -0.74 Max: 3.28
Current: -1.12
During the past 13 years, the highest EV-to-FCF of MF Banka AD was 3.28. The lowest was -5.62. And the median was -0.74.
XBLB:IEFB-R-A's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.575
vs XBLB:IEFB-R-A: -1.12
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
MF Banka AD's PE Ratio (TTM) for today is calculated as:
MF Banka AD's share price for today is BAM174.82.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM28.760.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
MF Banka AD EV-to-FCF Related Terms
MF Banka AD EV-to-FCF Historical Data
* Premium members only.
The historical data trend for MF Banka AD's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MF Banka AD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MF Banka AD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, MF Banka AD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where MF Banka AD's EV-to-FCF falls into.
MF Banka AD's current Enterprise Value is BAM-54.48 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MF Banka AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM48.81 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MF Banka AD (XBLB:IEFB-R-A) has a EV-to-FCF of -1.12 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MF Banka AD and its competitors.
Is MF Banka AD's EV-to-FCF too high?
MF Banka AD's current EV-to-FCF is -1.12.
How does MF Banka AD's EV-to-FCF compare to USB and PNC?
MF Banka AD's EV-to-FCF of -1.12 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MF Banka AD and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MF Banka AD's current EV-to-FCF is -1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MF Banka AD stock overvalued right now?
MF Banka AD (XBLB:IEFB-R-A) has a current EV-to-FCF of -1.12. The stock's GF Value™ is BAM108.56, compared to a current price of BAM174.82 — trading 61% above its estimated fair value. The current EV-to-FCF is -1.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For MF Banka AD (XBLB:IEFB-R-A), the current EV-to-FCF is -1.12 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MF Banka AD provides is a regional bank engaged in providing banking products and services. The bank is licensed to perform banking activities that include payment transfers, crediting, and depositary operations in the country and abroad. It offers savings products, loans, payment services, deposit and documentary operations services, cards, electronic and mobile banking, SMS, and ATM services. Geographically, it operates in the region of Bosnia and Herzegovina and serves individuals, businesses, and small and medium-sized enterprises.
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