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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Affin Bank Bhd's Enterprise Value is RM6,832 Mil.
Affin Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was RM-1,625 Mil. Therefore, Affin Bank Bhd's EV-to-FCF for today is -4.20.
The historical rank and industry rank for Affin Bank Bhd's EV-to-FCF or its related term are showing as below:
XKLS:5185'
s EV-to-FCF Range Over the Past 10 Years
Min: -51.66 Med: -0.14 Max: 7.13
Current: -4.2
During the past 13 years, the highest EV-to-FCF of Affin Bank Bhd was 7.13. The lowest was -51.66. And the median was -0.14.
XKLS:5185's EV-to-FCF is ranked worse than 100% of 1181
companies
in the Banks industry
Industry Median: 7.08
vs XKLS:5185: -4.20
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Affin Bank Bhd's PE Ratio (TTM) for today is calculated as:
Affin Bank Bhd's share price for today is RM2.05.
Affin Bank Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.209.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Affin Bank Bhd EV-to-FCF Related Terms
Affin Bank Bhd EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Affin Bank Bhd's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Affin Bank Bhd's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affin Bank Bhd EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Affin Bank Bhd's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Affin Bank Bhd's EV-to-FCF falls into.
Affin Bank Bhd's current Enterprise Value is RM6,832 Mil.
Affin Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-1,625 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Affin Bank Bhd (XKLS:5185) has a EV-to-FCF of -4.20 as of Aug. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Affin Bank Bhd and its competitors. According to the industry distribution chart, Affin Bank Bhd ranks #999999 out of 1181 companies in the Banks industry.
Is Affin Bank Bhd's EV-to-FCF too high?
Affin Bank Bhd's current EV-to-FCF is -4.20. Based on the distribution chart, Affin Bank Bhd ranks #999999 out of 1181 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Affin Bank Bhd has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Affin Bank Bhd ranks #999999 out of 1181 companies for EV-to-FCF. This places Affin Bank Bhd in the lower half of its industry. The industry median EV-to-FCF is 7.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.08, based on 1,181 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Affin Bank Bhd and its competitors. For the Banks industry, the median EV-to-FCF is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affin Bank Bhd's current EV-to-FCF is -4.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.87, compared to a current price of RM2.05 — trading 28.6% below its estimated fair value. The current EV-to-FCF is -4.20. Affin Bank Bhd's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current EV-to-FCF is -4.20 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?
Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued.
The current stock price of RM2.05 is trading 28.6% below its estimated GF Value™ of RM2.87.
GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5185:
EV-to-FCF: -4.20
GF Value™: RM2.87 vs. price of RM2.05 (28.6% below fair value)
No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
64GF Score
Get the complete analysis for XKLS:5185
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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