BH Bank (XTUN:BH) EV-to-FCF: 12.81 (As of Aug. 25, 2026)

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XTUN:BH BH Bank XTUN:BH
54 GF Score
Price TND15.35
! 4 Warning Signs
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What is BH Bank EV-to-FCF?

BH Bank XTUN:BH -0.32% 54 EV-to-FCF is 12.81 as of Aug. 25, 2026. GuruFocus rates XTUN:BH with a GF Score™ of 54/100. The stock has 4 warning signs investors should review. Among 1,181 Banks companies, BH Bank ranks worse than 70.53% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BH Bank's Enterprise Value is TND4,875.6 Mil. BH Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND380.7 Mil. Therefore, BH Bank's EV-to-FCF for today is 12.81.

The historical rank and industry rank for BH Bank's EV-to-FCF or its related term are showing as below:

XTUN:BH' s EV-to-FCF Range Over the Past 10 Years
Min: -43.36   Med: -3.14   Max: 12.91
Current: 12.81

During the past 11 years, the highest EV-to-FCF of BH Bank was 12.91. The lowest was -43.36. And the median was -3.14.

XTUN:BH's EV-to-FCF is ranked worse than
70.53% of 1181 companies
in the Banks industry
Industry Median: 7.08 vs XTUN:BH: 12.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-25), BH Bank's stock price is TND15.35. BH Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND1.492. Therefore, BH Bank's PE Ratio (TTM) for today is 10.29.


BH Bank  (XTUN:BH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BH Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=15.35/1.492
=10.29

BH Bank's share price for today is TND15.35.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BH Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND1.492.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BH Bank EV-to-FCF Related Terms


BH Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BH Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank EV-to-FCF Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.95 -31.51 -13.61 7.56 12.48

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 5.95 -31.51 -13.61 7.56 12.48

XTUN:BH vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, BH Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BH Bank's EV-to-FCF falls into.


XTUN:BH
54GF Score
BH Bank XTUN:BH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank EV-to-FCF Calculation

BH Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4875.567/380.747
=12.81

BH Bank's current Enterprise Value is TND4,875.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BH Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND380.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 12.81 mean?
BH Bank (XTUN:BH) has a EV-to-FCF of 12.81 as of Aug. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BH Bank and its competitors. According to the industry distribution chart, BH Bank ranks #833 out of 1181 companies in the Banks industry, placing it in the top 70.5%.
Is BH Bank's EV-to-FCF too high?
BH Bank's current EV-to-FCF is 12.81. The Banks industry median EV-to-FCF is 7.08. BH Bank's value of 12.81 is 80.9% above this industry median. Based on the distribution chart, BH Bank ranks #833 out of 1181 companies in the Banks industry, which is below the industry midpoint. Overall, BH Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does BH Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, BH Bank ranks #833 out of 1181 companies for EV-to-FCF. This places BH Bank in the lower half of its industry. The industry median EV-to-FCF is 7.08. BH Bank's value of 12.81 is 80.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.08, based on 1,181 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current EV-to-FCF of 12.81 is 80.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BH Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current EV-to-FCF is 12.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
BH Bank (XTUN:BH) has a current EV-to-FCF of 12.81. The current EV-to-FCF is 12.81 and 80.9% above the Banks industry median of 7.08. BH Bank's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current EV-to-FCF is 12.81 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
54GF Score

Get the complete analysis for XTUN:BH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND15.35
Price