Societe Tunisienne de Reassurance (XTUN:TRE) EV-to-FCF: 74.13 (As of Jul. 06, 2026) — 208% Above Median


XTUN:TRE Societe Tunisienne de Reassurance SA XTUN:TRE
93 GF Score
Price TND13.31
GF Value TND9.27
Valuation Significantly Overvalued
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What is Societe Tunisienne de Reassurance EV-to-FCF?

Societe Tunisienne de Reassurance XTUN:TRE 93 EV-to-FCF is 74.13 as of Jul. 06, 2026, which is 208% above its 10-year median of 24.06. GuruFocus rates XTUN:TRE with a GF Score™ of 93/100 and a GF Value™ of TND9.27 (Significantly Overvalued). Among 393 Insurance companies, Societe Tunisienne de Reassurance ranks worse than 94.66% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Societe Tunisienne de Reassurance's Enterprise Value is TND286.1 Mil. Societe Tunisienne de Reassurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND3.9 Mil. Therefore, Societe Tunisienne de Reassurance's EV-to-FCF for today is 74.13.

The historical rank and industry rank for Societe Tunisienne de Reassurance's EV-to-FCF or its related term are showing as below:

XTUN:TRE' s EV-to-FCF Range Over the Past 10 Years
Min: -169.2   Med: 24.06   Max: 86.93
Current: 74.13

During the past 13 years, the highest EV-to-FCF of Societe Tunisienne de Reassurance was 86.93. The lowest was -169.20. And the median was 24.06.

XTUN:TRE's EV-to-FCF is ranked worse than
94.66% of 393 companies
in the Insurance industry
Industry Median: 9.8 vs XTUN:TRE: 74.13

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), Societe Tunisienne de Reassurance's stock price is TND13.31. Societe Tunisienne de Reassurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND1.070. Therefore, Societe Tunisienne de Reassurance's PE Ratio (TTM) for today is 12.44.


Societe Tunisienne de Reassurance  (XTUN:TRE) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Societe Tunisienne de Reassurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=13.31/1.070
=12.44

Societe Tunisienne de Reassurance's share price for today is TND13.31.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Reassurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND1.070.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Societe Tunisienne de Reassurance EV-to-FCF Related Terms


Societe Tunisienne de Reassurance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Reassurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Reassurance EV-to-FCF Chart

Societe Tunisienne de Reassurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -169.20 27.72 43.73 14.67 46.61

Societe Tunisienne de Reassurance Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -169.20 27.72 43.73 14.67 46.61

XTUN:TRE vs RGA, EG, RNR: EV-to-FCF Comparison

For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Reassurance EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Reassurance's EV-to-FCF falls into.


XTUN:TRE
93GF Score
Societe Tunisienne de Reassurance SA XTUN:TRE
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Tunisienne de Reassurance EV-to-FCF Calculation

Societe Tunisienne de Reassurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=286.059/3.859
=74.13

Societe Tunisienne de Reassurance's current Enterprise Value is TND286.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Reassurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND3.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 74.13 mean?
Societe Tunisienne de Reassurance (XTUN:TRE) has a EV-to-FCF of 74.13 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Societe Tunisienne de Reassurance and its competitors. This is 208% above median its historical median of 24.06. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #372 out of 393 companies in the Insurance industry, placing it in the top 94.7%.
Is Societe Tunisienne de Reassurance's EV-to-FCF too high?
Societe Tunisienne de Reassurance's current EV-to-FCF of 74.13 is 208% above median its 10-year median of 24.06. The Insurance industry median EV-to-FCF is 9.80. Societe Tunisienne de Reassurance's value of 74.13 is 656.4% above this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #372 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's EV-to-FCF compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #372 out of 393 companies for EV-to-FCF. This places Societe Tunisienne de Reassurance in the lower half of its industry. The industry median EV-to-FCF is 9.80. Societe Tunisienne de Reassurance's value of 74.13 is 656.4% above this benchmark. While the company's 10-year median is 24.06 vs. the industry median of 9.80, Societe Tunisienne de Reassurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current EV-to-FCF of 74.13 is 656.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current EV-to-FCF is 74.13, which is 208% above median its own 10-year median of 24.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND13.31 — trading 43.6% above its estimated fair value. The current EV-to-FCF is 74.13, which is 208% above median its 10-year median of 24.06 and 656.4% above the Insurance industry median of 9.80. Societe Tunisienne de Reassurance's overall GF Score™ is 93/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current EV-to-FCF is 74.13 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued. The current stock price of TND13.31 is trading 43.6% above its estimated GF Value™ of TND9.27. GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.

Key valuation signals for XTUN:TRE:

  • EV-to-FCF: 74.13 (208% above median its 10-year median of 24.06)
  • GF Value™: TND9.27 vs. price of TND13.31 (43.6% above fair value)
  • GF Score™: 93/100
  • Industry Position: 656.4% above the Insurance median (#372 of 393)

No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Reassurance Business Description

Address Avenue du Japon No. 12, P.O Box 29, Montplaisir, Tunis, TUN, 1073
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
93GF Score

Get the complete analysis for XTUN:TRE

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND13.31
Price
TND9.27
GF Value