Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) OCF Margin %: -55.96% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
19 GF Score
Price COP242.00
GF Value COP210.06
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banco Bilbao Vizcaya Argentaria Colombia OCF Margin %?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 19 OCF Margin % is -55.96% as of Jun. 2026. GuruFocus rates BOG:BBVACOL with a GF Score™ of 19/100 and a GF Value™ of COP210.06 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,486 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks worse than 77.05% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Banco Bilbao Vizcaya Argentaria Colombia's Cash Flow from Operations for the three months ended in Jun. 2026 was COP-933,634 Mil. Banco Bilbao Vizcaya Argentaria Colombia's Revenue for the three months ended in Jun. 2026 was COP1,668,467 Mil. Therefore, Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % for the quarter that ended in Jun. 2026 was -55.96%.

As of today, Banco Bilbao Vizcaya Argentaria Colombia's current OCF Yield % is -3.27%.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % or its related term are showing as below:

BOG:BBVACOL' s OCF Margin % Range Over the Past 10 Years
Min: -77.19   Med: 18.57   Max: 76.87
Current: -2.46


During the past 13 years, the highest OCF Margin % of Banco Bilbao Vizcaya Argentaria Colombia was 76.87%. The lowest was -77.19%. And the median was 18.57%.

BOG:BBVACOL's OCF Margin % is ranked worse than
77.05% of 1486 companies
in the Banks industry
Industry Median: 30.875 vs BOG:BBVACOL: -2.46


Banco Bilbao Vizcaya Argentaria Colombia OCF Margin % Related Terms


Banco Bilbao Vizcaya Argentaria Colombia OCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia OCF Margin % Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.72 -52.64 18.82 -32.98 6.06

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 173.08 -139.36 133.68 55.87 -55.96

BOG:BBVACOL vs USB, PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % falls into.


BOG:BBVACOL
19GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=334105/5513607
=6.06 %

Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-933634/1668467
=-55.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -55.96% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a OCF Margin % of -55.96% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1145 out of 1486 companies in the Banks industry, placing it in the top 77.1%.
Is Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % too high?
Banco Bilbao Vizcaya Argentaria Colombia's current OCF Margin % is -55.96%. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1145 out of 1486 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 19/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's OCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1145 out of 1486 companies for OCF Margin %. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median OCF Margin % is 30.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.88, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median OCF Margin % is 30.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current OCF Margin % is -55.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Modestly Overvalued. The stock's GF Value™ is COP210.06, compared to a current price of COP242.00 — trading 15.2% above its estimated fair value. The current OCF Margin % is -55.96%. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current OCF Margin % is -55.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be overvalued. The current stock price of COP242.00 is trading 15.2% above its estimated GF Value™ of COP210.06. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Modestly Overvalued.

Key valuation signals for BOG:BBVACOL:

  • OCF Margin %: -55.96%
  • GF Value™: COP210.06 vs. price of COP242.00 (15.2% above fair value)
  • GF Score™: 19/100 with 6 warning signs

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
19GF Score

Get the complete analysis for BOG:BBVACOL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP242.00
Price
COP210.06
GF Value