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QCR HoldingsFRA:3PE +0.56%63 FCF Margin % is 481.90% as of Jun. 2026, which is 1510% above its 10-year median of 29.94. GuruFocus rates FRA:3PE with a GF Score™ of 63/100 and a GF Value™ of €73.21. The stock has 7 warning signs investors should review. Among 1,503 Banks companies, QCR Holdings ranks better than 94.21% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. QCR Holdings's Free Cash Flow for the
three
months ended in Jun. 2026 was €397.6 Mil. QCR Holdings's Revenue for the
three
months ended in Jun. 2026 was €82.5 Mil. Therefore, QCR Holdings's FCF Margin % for the quarter that ended in Jun. 2026 was 481.90%.
The historical data trend for QCR Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3PE vs OBK, BFC, CNOB: FCF Margin % Comparison
For the Banks - Regional subindustry, QCR Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QCR Holdings (FRA:3PE) has a FCF Margin % of 481.90% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on QCR Holdings and its competitors. This is 1510% above median its historical median of 29.94. Over the past decade, QCR Holdings' FCF Margin % has ranged from 19.57 to 205.41. According to the industry distribution chart, QCR Holdings ranks #87 out of 1503 companies in the Banks industry, placing it in the top 5.8%.
Is QCR Holdings' FCF Margin % too high?
QCR Holdings' current FCF Margin % of 481.90% is 1510% above median its 10-year median of 29.94. Over the past 10 years, this metric has ranged from a low of 19.57 to a high of 205.41. The Banks industry median FCF Margin % is 26.41. QCR Holdings' value of 481.90% is 1724.7% above this industry median. Based on the distribution chart, QCR Holdings ranks #87 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, QCR Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' FCF Margin % compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #87 out of 1503 companies for FCF Margin %. This places QCR Holdings in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.41. QCR Holdings' value of 481.90% is 1724.7% above this benchmark. Historically, QCR Holdings' own FCF Margin % has ranged from 19.57 to 205.41 over the past decade. While the company's 10-year median is 29.94 vs. the industry median of 26.41, QCR Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.41, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current FCF Margin % of 481.90% is 1724.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on QCR Holdings and its competitors. For the Banks industry, the median FCF Margin % is 26.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current FCF Margin % is 481.90%, which is 1510% above median its own 10-year median of 29.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
QCR Holdings (FRA:3PE) has a current FCF Margin % of 481.90%. The stock's GF Value™ is €73.21, compared to a current price of €89.00 — trading 21.6% above its estimated fair value. The current FCF Margin % is 481.90%, which is 1510% above median its 10-year median of 29.94 and 1724.7% above the Banks industry median of 26.41. QCR Holdings' overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current FCF Margin % is 481.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €89.00 is trading 21.6% above its estimated GF Value™ of €73.21.
Key valuation signals for FRA:3PE:
FCF Margin %: 481.90% (1510% above median its 10-year median of 29.94)
GF Value™: €73.21 vs. price of €89.00 (21.6% above fair value)
Industry Position: 1724.7% above the Banks median (#87 of 1503)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
63GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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