QCR HoldingsFRA:3PE 66 FCF Yield % is 22.32 as of Jul. 07, 2026, which is 125% above its 10-year median of 9.93. GuruFocus rates FRA:3PE with a GF Score™ of 66/100 and a GF Value™ of €64.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, QCR Holdings ranks better than 78.52% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
QCR Holdings FCF Yield % Related Terms
QCR Holdings FCF Yield % Historical Data
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The historical data trend for QCR Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, QCR Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QCR Holdings (FRA:3PE) has a FCF Yield % of 22.32 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on QCR Holdings and its competitors. This is 125% above median its historical median of 9.93. Over the past decade, QCR Holdings' FCF Yield % has ranged from 3.69 to 40.86. According to the industry distribution chart, QCR Holdings ranks #323 out of 1504 companies in the Banks industry, placing it in the top 21.5%.
Is QCR Holdings' FCF Yield % too high?
QCR Holdings' current FCF Yield % of 22.32 is 125% above median its 10-year median of 9.93. Over the past 10 years, this metric has ranged from a low of 3.69 to a high of 40.86. The Banks industry median FCF Yield % is 8.06. QCR Holdings' value of 22.32 is 176.9% above this industry median. Based on the distribution chart, QCR Holdings ranks #323 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, QCR Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' FCF Yield % compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #323 out of 1504 companies for FCF Yield %. This places QCR Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.06. QCR Holdings' value of 22.32 is 176.9% above this benchmark. Historically, QCR Holdings' own FCF Yield % has ranged from 3.69 to 40.86 over the past decade. While the company's 10-year median is 9.93 vs. the industry median of 8.06, QCR Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current FCF Yield % of 22.32 is 176.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on QCR Holdings and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current FCF Yield % is 22.32, which is 125% above median its own 10-year median of 9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
Based on GuruFocus' analysis, QCR Holdings (FRA:3PE) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.84, compared to a current price of €84.00 — trading 29.5% above its estimated fair value. The current FCF Yield % is 22.32, which is 125% above median its 10-year median of 9.93 and 176.9% above the Banks industry median of 8.06. QCR Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current FCF Yield % is 22.32 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €84.00 is trading 29.5% above its estimated GF Value™ of €64.84.
GuruFocus considers QCR Holdings to be Modestly Overvalued.
Key valuation signals for FRA:3PE:
FCF Yield %: 22.32 (125% above median its 10-year median of 9.93)
GF Value™: €64.84 vs. price of €84.00 (29.5% above fair value)
Industry Position: 176.9% above the Banks median (#323 of 1504)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
66GF Score
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