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QCR HoldingsFRA:3PE +0.60%66 PB Ratio is 1.43 as of Jul. 14, 2026, which is 14% above its 10-year median of 1.25. GuruFocus rates FRA:3PE with a GF Score™ of 66/100 and a GF Value™ of €65.03. The stock has 7 warning signs investors should review. Among 1,520 Banks companies, QCR Holdings ranks worse than 72.57% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), QCR Holdings's share price is €84.00. QCR Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was €58.86. Hence, QCR Holdings's PB Ratio of today is 1.43.
Warning Sign:
QCR Holdings Inc stock PB Ratio (=1.42) is close to 1-year high of 1.44.
The historical rank and industry rank for QCR Holdings's PB Ratio or its related term are showing as below:
FRA:3PE'
s PB Ratio Range Over the Past 10 Years
Min: 0.67 Med: 1.25 Max: 2.13
Current: 1.42
During the past 13 years, QCR Holdings's highest PB Ratio was 2.13. The lowest was 0.67. And the median was 1.25.
FRA:3PE's PB Ratio is ranked worse than 72.57% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs FRA:3PE: 1.42
During the past 12 months, QCR Holdings's average Book Value Per Share Growth Rate was 12.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 13.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of QCR Holdings was 20.50% per year. The lowest was -15.40% per year. And the median was 13.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
QCR Holdings PB Ratio Related Terms
QCR Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for QCR Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, QCR Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where QCR Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
QCR Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
QCR Holdings (FRA:3PE) has a PB Ratio of 1.43 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on QCR Holdings and its competitors. This is 14% above median its historical median of 1.25. Over the past decade, QCR Holdings' PB Ratio has ranged from 0.67 to 2.13. According to the industry distribution chart, QCR Holdings ranks #1103 out of 1520 companies in the Banks industry, placing it in the top 72.6%.
Is QCR Holdings' PB Ratio too high?
QCR Holdings' current PB Ratio of 1.43 is 14% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 2.13. The Banks industry median PB Ratio is 1.11. QCR Holdings' value of 1.43 is 28.8% above this industry median. Based on the distribution chart, QCR Holdings ranks #1103 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, QCR Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' PB Ratio compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #1103 out of 1520 companies for PB Ratio. This places QCR Holdings in the lower half of its industry. The industry median PB Ratio is 1.11. QCR Holdings' value of 1.43 is 28.8% above this benchmark. Historically, QCR Holdings' own PB Ratio has ranged from 0.67 to 2.13 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.11, QCR Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current PB Ratio of 1.43 is 28.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on QCR Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current PB Ratio is 1.43, which is 14% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
QCR Holdings (FRA:3PE) has a current PB Ratio of 1.43. The stock's GF Value™ is €65.03, compared to a current price of €84.00 — trading 29.2% above its estimated fair value. The current PB Ratio is 1.43, which is 14% above median its 10-year median of 1.25 and 28.8% above the Banks industry median of 1.11. QCR Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current PB Ratio is 1.43 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €84.00 is trading 29.2% above its estimated GF Value™ of €65.03.
Key valuation signals for FRA:3PE:
PB Ratio: 1.43 (14% above median its 10-year median of 1.25)
GF Value™: €65.03 vs. price of €84.00 (29.2% above fair value)
Industry Position: 28.8% above the Banks median (#1103 of 1520)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
66GF Score
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