QCR HoldingsFRA:3PE 66 Pretax Margin % is 40.55% as of Mar. 2026, which is 17% above its 10-year median of 34.64. GuruFocus rates FRA:3PE with a GF Score™ of 66/100 and a GF Value™ of €64.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,528 Banks companies, QCR Holdings ranks better than 60.41% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. QCR Holdings's Pre-Tax Income for the
three
months ended in Mar. 2026 was €31.0 Mil. QCR Holdings's Revenue for the
three
months ended in Mar. 2026 was €76.4 Mil. Therefore, QCR Holdings's pretax margin for the quarter that ended in Mar. 2026 was 40.55%.
The historical rank and industry rank for QCR Holdings's Pretax Margin % or its related term are showing as below:
FRA:3PE'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.63 Med: 34.64 Max: 44.68
Current: 38.96
FRA:3PE's Pretax Margin % is ranked better than 60.41% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs FRA:3PE: 38.96
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
QCR Holdings Pretax Margin % Related Terms
QCR Holdings Pretax Margin % Historical Data
* Premium members only.
The historical data trend for QCR Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3PE vs OBK, BFC, CNOB: Pretax Margin % Comparison
For the Banks - Regional subindustry, QCR Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QCR Holdings (FRA:3PE) has a Pretax Margin % of 40.55% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on QCR Holdings and its competitors. This is 17% above median its historical median of 34.64. Over the past decade, QCR Holdings' Pretax Margin % has ranged from 26.63 to 44.68. According to the industry distribution chart, QCR Holdings ranks #605 out of 1528 companies in the Banks industry, placing it in the top 39.6%.
Is QCR Holdings' Pretax Margin % too high?
QCR Holdings' current Pretax Margin % of 40.55% is 17% above median its 10-year median of 34.64. Over the past 10 years, this metric has ranged from a low of 26.63 to a high of 44.68. The Banks industry median Pretax Margin % is 34.67. QCR Holdings' value of 40.55% is 17% above this industry median. Based on the distribution chart, QCR Holdings ranks #605 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, QCR Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' Pretax Margin % compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #605 out of 1528 companies for Pretax Margin %. This puts QCR Holdings in the upper half of its industry. The industry median Pretax Margin % is 34.67. QCR Holdings' value of 40.55% is 17% above this benchmark. Historically, QCR Holdings' own Pretax Margin % has ranged from 26.63 to 44.68 over the past decade. While the company's 10-year median is 34.64 vs. the industry median of 34.67, QCR Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current Pretax Margin % of 40.55% is 17% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on QCR Holdings and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current Pretax Margin % is 40.55%, which is 17% above median its own 10-year median of 34.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
Based on GuruFocus' analysis, QCR Holdings (FRA:3PE) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.84, compared to a current price of €84.00 — trading 29.5% above its estimated fair value. The current Pretax Margin % is 40.55%, which is 17% above median its 10-year median of 34.64 and 17% above the Banks industry median of 34.67. QCR Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current Pretax Margin % is 40.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €84.00 is trading 29.5% above its estimated GF Value™ of €64.84.
GuruFocus considers QCR Holdings to be Modestly Overvalued.
Key valuation signals for FRA:3PE:
Pretax Margin %: 40.55% (17% above median its 10-year median of 34.64)
GF Value™: €64.84 vs. price of €84.00 (29.5% above fair value)
Industry Position: 17% above the Banks median (#605 of 1528)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
66GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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