QCR Holdings (FRA:3PE) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3PE QCR Holdings Inc FRA:3PE
65 GF Score
Price €85.50
GF Value €70.77
! 7 Warning Signs
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What is QCR Holdings Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:3PE
65GF Score
QCR Holdings Inc FRA:3PE
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is QCR Holdings (FRA:3PE) Overvalued in 2026?

Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued. The current stock price of €85.50 is trading 20.8% above its estimated GF Value™ of €70.77.

Key valuation signals for FRA:3PE:

  • Altman Z-Score:
  • GF Value™: €70.77 vs. price of €85.50 (20.8% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QCR Holdings Business Description

Other Exchanges QCRH:USA
Address 3551 7th Street, Moline, IL, USA, 61265
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
65GF Score

Get the complete analysis for FRA:3PE

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.50
Price
€70.77
GF Value