QCR HoldingsFRA:3PE +0.61%67 OCF Margin % is 4.98% as of Mar. 2026, which is 87% below its 10-year median of 37.40. GuruFocus rates FRA:3PE with a GF Score™ of 67/100 and a GF Value™ of €68.08 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, QCR Holdings ranks better than 86.88% on this metric.
The historical rank and industry rank for QCR Holdings's OCF Margin % or its related term are showing as below:
FRA:3PE'
s OCF Margin % Range Over the Past 10 Years
Min: 23.61 Med: 37.4 Max: 131.48
Current: 114.4
During the past 13 years, the highest OCF Margin % of QCR Holdings was 131.48%. The lowest was 23.61%. And the median was 37.40%.
FRA:3PE's OCF Margin % is ranked better than 86.88% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs FRA:3PE: 114.40
QCR Holdings OCF Margin % Related Terms
QCR Holdings OCF Margin % Historical Data
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The historical data trend for QCR Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3PE vs CNOB, LKFN, BY: OCF Margin % Comparison
For the Banks - Regional subindustry, QCR Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QCR Holdings (FRA:3PE) has a OCF Margin % of 4.98% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on QCR Holdings and its competitors. This is 87% below median its historical median of 37.40. Over the past decade, QCR Holdings' OCF Margin % has ranged from 23.61 to 131.48. According to the industry distribution chart, QCR Holdings ranks #197 out of 1501 companies in the Banks industry, placing it in the top 13.1%.
Is QCR Holdings' OCF Margin % too high?
QCR Holdings' current OCF Margin % of 4.98% is 87% below median its 10-year median of 37.40. Over the past 10 years, this metric has ranged from a low of 23.61 to a high of 131.48. The Banks industry median OCF Margin % is 29.44. QCR Holdings' value of 4.98% is 83.1% below this industry median. Based on the distribution chart, QCR Holdings ranks #197 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, QCR Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' OCF Margin % compare to CNOB and LKFN?
According to the Banks industry distribution chart, QCR Holdings ranks #197 out of 1501 companies for OCF Margin %. This places QCR Holdings in the top 13% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. QCR Holdings' value of 4.98% is 83.1% below this benchmark. Historically, QCR Holdings' own OCF Margin % has ranged from 23.61 to 131.48 over the past decade. While the company's 10-year median is 37.40 vs. the industry median of 29.44, QCR Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current OCF Margin % of 4.98% is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on QCR Holdings and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current OCF Margin % is 4.98%, which is 87% below median its own 10-year median of 37.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
Based on GuruFocus' analysis, QCR Holdings (FRA:3PE) is currently considered Modestly Overvalued. The stock's GF Value™ is €68.08, compared to a current price of €83.50 — trading 22.6% above its estimated fair value. The current OCF Margin % is 4.98%, which is 87% below median its 10-year median of 37.40 and 83.1% below the Banks industry median of 29.44. QCR Holdings' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current OCF Margin % is 4.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €83.50 is trading 22.6% above its estimated GF Value™ of €68.08.
GuruFocus considers QCR Holdings to be Modestly Overvalued.
Key valuation signals for FRA:3PE:
OCF Margin %: 4.98% (87% below median its 10-year median of 37.40)
GF Value™: €68.08 vs. price of €83.50 (22.6% above fair value)
Industry Position: 83.1% below the Banks median (#197 of 1501)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
67GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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