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QCR HoldingsFRA:3PE +1.80%63 5-Year Yield-on-Cost % is 0.33 as of Jul. 24, 2026, which is 25% below its 10-year median of 0.44. GuruFocus rates FRA:3PE with a GF Score™ of 63/100 and a GF Value™ of €65.13. The stock has 7 warning signs investors should review. Among 1,250 Banks companies, QCR Holdings ranks worse than 97.28% on this metric.
QCR Holdings's yield on cost for the quarter that ended in Mar. 2026 was 0.33.
The historical rank and industry rank for QCR Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:3PE'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.25 Med: 0.44 Max: 1.05
Current: 0.33
During the past 13 years, QCR Holdings's highest Yield on Cost was 1.05. The lowest was 0.25. And the median was 0.44.
FRA:3PE's 5-Year Yield-on-Cost % is ranked worse than 97.28% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs FRA:3PE: 0.33
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
QCR Holdings 5-Year Yield-on-Cost % Related Terms
FRA:3PE vs OBK, BFC, CNOB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, QCR Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of QCR Holdings is calculated as
QCR Holdings (FRA:3PE) has a 5-Year Yield-on-Cost % of 0.33 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on QCR Holdings and its competitors. This is 25% below median its historical median of 0.44. Over the past decade, QCR Holdings' 5-Year Yield-on-Cost % has ranged from 0.25 to 1.05. According to the industry distribution chart, QCR Holdings ranks #1216 out of 1250 companies in the Banks industry, placing it in the top 97.3%.
Is QCR Holdings' 5-Year Yield-on-Cost % too high?
QCR Holdings' current 5-Year Yield-on-Cost % of 0.33 is 25% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.05. The Banks industry median 5-Year Yield-on-Cost % is 3.89. QCR Holdings' value of 0.33 is 91.5% below this industry median. Based on the distribution chart, QCR Holdings ranks #1216 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, QCR Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' 5-Year Yield-on-Cost % compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #1216 out of 1250 companies for 5-Year Yield-on-Cost %. This places QCR Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. QCR Holdings' value of 0.33 is 91.5% below this benchmark. Historically, QCR Holdings' own 5-Year Yield-on-Cost % has ranged from 0.25 to 1.05 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 3.89, QCR Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current 5-Year Yield-on-Cost % of 0.33 is 91.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on QCR Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current 5-Year Yield-on-Cost % is 0.33, which is 25% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
QCR Holdings (FRA:3PE) has a current 5-Year Yield-on-Cost % of 0.33. The stock's GF Value™ is €65.13, compared to a current price of €85.00 — trading 30.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.33, which is 25% below median its 10-year median of 0.44 and 91.5% below the Banks industry median of 3.89. QCR Holdings' overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current 5-Year Yield-on-Cost % is 0.33 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €85.00 is trading 30.5% above its estimated GF Value™ of €65.13.
Key valuation signals for FRA:3PE:
5-Year Yield-on-Cost %: 0.33 (25% below median its 10-year median of 0.44)
GF Value™: €65.13 vs. price of €85.00 (30.5% above fair value)
Industry Position: 91.5% below the Banks median (#1216 of 1250)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
63GF Score
Get the complete analysis for FRA:3PE
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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