QCR HoldingsFRA:3PE 66 PEG Ratio is 1.01 as of Jul. 07, 2026, which is 33% above its 10-year median of 0.76. GuruFocus rates FRA:3PE with a GF Score™ of 66/100 and a GF Value™ of €64.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,231 Banks companies, QCR Holdings ranks better than 67.18% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, QCR Holdings's PE Ratio without NRI is 12.07. QCR Holdings's 5-Year Book Value growth rate is 11.90%. Therefore, QCR Holdings's PEG Ratio for today is 1.01.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for QCR Holdings's PEG Ratio or its related term are showing as below:
FRA:3PE'
s PEG Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.76 Max: 8.44
Current: 1.01
During the past 13 years, QCR Holdings's highest PEG Ratio was 8.44. The lowest was 0.44. And the median was 0.76.
FRA:3PE's PEG Ratio is ranked better than 67.18% of 1231
companies
in the Banks industry
Industry Median: 1.53
vs FRA:3PE: 1.01
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
QCR Holdings (FRA:3PE) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
QCR Holdings PEG Ratio Related Terms
QCR Holdings PEG Ratio Historical Data
* Premium members only.
The historical data trend for QCR Holdings's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, QCR Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's PEG Ratio distribution charts can be found below:
* The bar in red indicates where QCR Holdings's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
QCR Holdings (FRA:3PE) has a PEG Ratio of 1.01 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on QCR Holdings and its competitors. This is 33% above median its historical median of 0.76. Over the past decade, QCR Holdings' PEG Ratio has ranged from 0.44 to 8.44. According to the industry distribution chart, QCR Holdings ranks #404 out of 1231 companies in the Banks industry, placing it in the top 32.8%.
Is QCR Holdings' PEG Ratio too high?
QCR Holdings' current PEG Ratio of 1.01 is 33% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 8.44. The Banks industry median PEG Ratio is 1.53. QCR Holdings' value of 1.01 is 34% below this industry median. Based on the distribution chart, QCR Holdings ranks #404 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, QCR Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' PEG Ratio compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #404 out of 1231 companies for PEG Ratio. This puts QCR Holdings in the upper half of its industry. The industry median PEG Ratio is 1.53. QCR Holdings' value of 1.01 is 34% below this benchmark. Historically, QCR Holdings' own PEG Ratio has ranged from 0.44 to 8.44 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 1.53, QCR Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current PEG Ratio of 1.01 is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on QCR Holdings and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current PEG Ratio is 1.01, which is 33% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
Based on GuruFocus' analysis, QCR Holdings (FRA:3PE) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.84, compared to a current price of €84.00 — trading 29.5% above its estimated fair value. The current PEG Ratio is 1.01, which is 33% above median its 10-year median of 0.76 and 34% below the Banks industry median of 1.53. QCR Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current PEG Ratio is 1.01 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €84.00 is trading 29.5% above its estimated GF Value™ of €64.84.
GuruFocus considers QCR Holdings to be Modestly Overvalued.
Key valuation signals for FRA:3PE:
PEG Ratio: 1.01 (33% above median its 10-year median of 0.76)
GF Value™: €64.84 vs. price of €84.00 (29.5% above fair value)
Industry Position: 34% below the Banks median (#404 of 1231)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
66GF Score
Get the complete analysis for FRA:3PE
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