QCR HoldingsFRA:3PE 66 OCF Yield % is 26.71 as of Jul. 07, 2026, which is 113% above its 10-year median of 12.54. GuruFocus rates FRA:3PE with a GF Score™ of 66/100 and a GF Value™ of €64.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, QCR Holdings ranks better than 79.88% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
QCR Holdings OCF Yield % Related Terms
QCR Holdings OCF Yield % Historical Data
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The historical data trend for QCR Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, QCR Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QCR Holdings OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, QCR Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where QCR Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QCR Holdings (FRA:3PE) has a OCF Yield % of 26.71 as of Jul. 07, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on QCR Holdings and its competitors. This is 113% above median its historical median of 12.54. Over the past decade, QCR Holdings' OCF Yield % has ranged from 4.42 to 43.80. According to the industry distribution chart, QCR Holdings ranks #302 out of 1501 companies in the Banks industry, placing it in the top 20.1%.
Is QCR Holdings' OCF Yield % too high?
QCR Holdings' current OCF Yield % of 26.71 is 113% above median its 10-year median of 12.54. Over the past 10 years, this metric has ranged from a low of 4.42 to a high of 43.80. The Banks industry median OCF Yield % is 9.22. QCR Holdings' value of 26.71 is 189.7% above this industry median. Based on the distribution chart, QCR Holdings ranks #302 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, QCR Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QCR Holdings' OCF Yield % compare to OBK and BFC?
According to the Banks industry distribution chart, QCR Holdings ranks #302 out of 1501 companies for OCF Yield %. This places QCR Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.22. QCR Holdings' value of 26.71 is 189.7% above this benchmark. Historically, QCR Holdings' own OCF Yield % has ranged from 4.42 to 43.80 over the past decade. While the company's 10-year median is 12.54 vs. the industry median of 9.22, QCR Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.22, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QCR Holdings's current OCF Yield % of 26.71 is 189.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on QCR Holdings and its competitors. For the Banks industry, the median OCF Yield % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QCR Holdings's current OCF Yield % is 26.71, which is 113% above median its own 10-year median of 12.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QCR Holdings stock overvalued right now?
Based on GuruFocus' analysis, QCR Holdings (FRA:3PE) is currently considered Modestly Overvalued. The stock's GF Value™ is €64.84, compared to a current price of €84.00 — trading 29.5% above its estimated fair value. The current OCF Yield % is 26.71, which is 113% above median its 10-year median of 12.54 and 189.7% above the Banks industry median of 9.22. QCR Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For QCR Holdings (FRA:3PE), the current OCF Yield % is 26.71 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QCR Holdings (FRA:3PE) Overvalued in 2026?
Based on GuruFocus' analysis, QCR Holdings stock appears to be overvalued.
The current stock price of €84.00 is trading 29.5% above its estimated GF Value™ of €64.84.
GuruFocus considers QCR Holdings to be Modestly Overvalued.
Key valuation signals for FRA:3PE:
OCF Yield %: 26.71 (113% above median its 10-year median of 12.54)
GF Value™: €64.84 vs. price of €84.00 (29.5% above fair value)
Industry Position: 189.7% above the Banks median (#302 of 1501)
No single metric tells the full story. See the FRA:3PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT), Community State Bank (CSB) and Guaranty Bank (GB). It generates revenue in the form of interest.
66GF Score
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