Industrial And Commercial Bank Of China (FRA:ICK) FCF Margin %: 617.40% (As of Mar. 2026) — 541% Above Median


FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
38 GF Score
Price €0.75
GF Value €0.70
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Industrial And Commercial Bank Of China FCF Margin %?

Industrial And Commercial Bank Of China FRA:ICK +1.76% 38 FCF Margin % is 617.40% as of Mar. 2026, which is 541% above its 10-year median of 96.34. GuruFocus rates FRA:ICK with a GF Score™ of 38/100 and a GF Value™ of €0.70 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Industrial And Commercial Bank Of China ranks better than 96.21% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Industrial And Commercial Bank Of China's Free Cash Flow for the three months ended in Mar. 2026 was €177,186 Mil. Industrial And Commercial Bank Of China's Revenue for the three months ended in Mar. 2026 was €28,699 Mil. Therefore, Industrial And Commercial Bank Of China's FCF Margin % for the quarter that ended in Mar. 2026 was 617.40%.

As of today, Industrial And Commercial Bank Of China's current FCF Yield % is 94.62%.

The historical rank and industry rank for Industrial And Commercial Bank Of China's FCF Margin % or its related term are showing as below:

FRA:ICK' s FCF Margin % Range Over the Past 10 Years
Min: 30.05   Med: 96.34   Max: 276.6
Current: 276.6


During the past 13 years, the highest FCF Margin % of Industrial And Commercial Bank Of China was 276.60%. The lowest was 30.05%. And the median was 96.34%.

FRA:ICK's FCF Margin % is ranked better than
96.21% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs FRA:ICK: 276.60


Industrial And Commercial Bank Of China FCF Margin % Related Terms


Industrial And Commercial Bank Of China FCF Margin % Historical Data

* Premium members only.

The historical data trend for Industrial And Commercial Bank Of China's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial And Commercial Bank Of China FCF Margin % Chart

Industrial And Commercial Bank Of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.07 159.63 167.35 66.51 222.23

Industrial And Commercial Bank Of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 444.24 -75.08 354.99 162.77 617.40

FRA:ICK vs JPM, BAC, WFC: FCF Margin % Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's FCF Margin % falls into.


FRA:ICK
38GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial And Commercial Bank Of China FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Industrial And Commercial Bank Of China's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=224593.44/101062.81
=222.23 %

Industrial And Commercial Bank Of China's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=177185.877/28698.707
=617.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 617.40% mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a FCF Margin % of 617.40% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 541% above median its historical median of 96.34. Over the past decade, Industrial And Commercial Bank Of China's FCF Margin % has ranged from 30.05 to 276.60. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #57 out of 1505 companies in the Banks industry, placing it in the top 3.8%.
Is Industrial And Commercial Bank Of China's FCF Margin % too high?
Industrial And Commercial Bank Of China's current FCF Margin % of 617.40% is 541% above median its 10-year median of 96.34. Over the past 10 years, this metric has ranged from a low of 30.05 to a high of 276.60. The Banks industry median FCF Margin % is 26.42. Industrial And Commercial Bank Of China's value of 617.40% is 2236.9% above this industry median. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #57 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #57 out of 1505 companies for FCF Margin %. This places Industrial And Commercial Bank Of China in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. Industrial And Commercial Bank Of China's value of 617.40% is 2236.9% above this benchmark. Historically, Industrial And Commercial Bank Of China's own FCF Margin % has ranged from 30.05 to 276.60 over the past decade. While the company's 10-year median is 96.34 vs. the industry median of 26.42, Industrial And Commercial Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial And Commercial Bank Of China's current FCF Margin % of 617.40% is 2236.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current FCF Margin % is 617.40%, which is 541% above median its own 10-year median of 96.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.70, compared to a current price of €0.75 — trading 7.5% above its estimated fair value. The current FCF Margin % is 617.40%, which is 541% above median its 10-year median of 96.34 and 2236.9% above the Banks industry median of 26.42. Industrial And Commercial Bank Of China's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current FCF Margin % is 617.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.75 is trading 7.5% above its estimated GF Value™ of €0.70. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for FRA:ICK:

  • FCF Margin %: 617.40% (541% above median its 10-year median of 96.34)
  • GF Value™: €0.70 vs. price of €0.75 (7.5% above fair value)
  • GF Score™: 38/100 with 3 warning signs
  • Industry Position: 2236.9% above the Banks median (#57 of 1505)

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
38GF Score

Get the complete analysis for FRA:ICK

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.75
Price
€0.70
GF Value