FRA:ICK'
s Net Margin % Range Over the Past 10 Years
Min: 35.84 Med: 40.43 Max: 44.77
Current: 43.65
FRA:ICK's Net Margin % is ranked better than 88.74% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:ICK: 43.65
Industrial And Commercial Bank Of China (FRA:ICK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Industrial And Commercial Bank Of China Net Margin % Related Terms
Industrial And Commercial Bank Of China Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China Net Margin % Chart
Industrial And Commercial Bank Of China Annual Data
For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial And Commercial Bank Of China Net Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China (FRA:ICK) has a Net Margin % of 38.02% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. This is near median its historical median of 40.43. Over the past decade, Industrial And Commercial Bank Of China's Net Margin % has ranged from 35.84 to 44.77. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #172 out of 1527 companies in the Banks industry, placing it in the top 11.3%.
Is Industrial And Commercial Bank Of China's Net Margin % too high?
Industrial And Commercial Bank Of China's current Net Margin % of 38.02% is near median its 10-year median of 40.43. Over the past 10 years, this metric has ranged from a low of 35.84 to a high of 44.77. The Banks industry median Net Margin % is 26.95. Industrial And Commercial Bank Of China's value of 38.02% is 41.1% above this industry median. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #172 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #172 out of 1527 companies for Net Margin %. This places Industrial And Commercial Bank Of China in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Industrial And Commercial Bank Of China's value of 38.02% is 41.1% above this benchmark. Historically, Industrial And Commercial Bank Of China's own Net Margin % has ranged from 35.84 to 44.77 over the past decade. While the company's 10-year median is 40.43 vs. the industry median of 26.95, Industrial And Commercial Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial And Commercial Bank Of China's current Net Margin % of 38.02% is 41.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current Net Margin % is 38.02%, which is near median its own 10-year median of 40.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.70, compared to a current price of €0.75 — trading 7.5% above its estimated fair value. The current Net Margin % is 38.02%, which is near median its 10-year median of 40.43 and 41.1% above the Banks industry median of 26.95. Industrial And Commercial Bank Of China's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Net Margin % is 38.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued.
The current stock price of €0.75 is trading 7.5% above its estimated GF Value™ of €0.70.
GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.
Key valuation signals for FRA:ICK:
Net Margin %: 38.02% (near median its 10-year median of 40.43)
GF Value™: €0.70 vs. price of €0.75 (7.5% above fair value)
Industry Position: 41.1% above the Banks median (#172 of 1527)
No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial And Commercial Bank Of China Business Description
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
38GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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