This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
FRA:ICK'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.67 Med: 0.91 Max: 1.49
Current: 1.28
During the past 13 years, the highest Price to Median PS Value of Industrial And Commercial Bank Of China was 1.49. The lowest was 0.67. And the median was 0.91.
FRA:ICK's Price-to-Median-PS-Value is ranked worse than 68.43% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs FRA:ICK: 1.28
Industrial And Commercial Bank Of China (FRA:ICK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Industrial And Commercial Bank Of China's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.755
/
0.59
=
1.28
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China Median PS Value Related Terms
Industrial And Commercial Bank Of China Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China Median PS Value Chart
Industrial And Commercial Bank Of China Annual Data
FRA:ICK vs JPM, BAC, WFC: Median PS Value Comparison
For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial And Commercial Bank Of China Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Industrial And Commercial Bank Of China's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.0922.
Industrial And Commercial Bank Of China's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.282.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China (FRA:ICK) has a Median PS Value of €0.59 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Industrial And Commercial Bank Of China and its competitors. This is 35% below median its historical median of 0.91. Over the past decade, Industrial And Commercial Bank Of China's Median PS Value has ranged from 0.67 to 1.49. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #713 out of 1042 companies in the Banks industry, placing it in the top 68.4%.
Is Industrial And Commercial Bank Of China's Median PS Value too high?
Industrial And Commercial Bank Of China's current Median PS Value of €0.59 is 35% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.49. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #713 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Median PS Value compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #713 out of 1042 companies for Median PS Value. This places Industrial And Commercial Bank Of China in the lower half of its industry. The industry median Median PS Value is 1.10. Historically, Industrial And Commercial Bank Of China's own Median PS Value has ranged from 0.67 to 1.49 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current Median PS Value is €0.59, which is 35% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.70, compared to a current price of €0.76 — trading 7.9% above its estimated fair value. The current Median PS Value is €0.59, which is 35% below median its 10-year median of 0.91. Industrial And Commercial Bank Of China's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Median PS Value is €0.59 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued.
The current stock price of €0.76 is trading 7.9% above its estimated GF Value™ of €0.70.
GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.
Key valuation signals for FRA:ICK:
Median PS Value: €0.59 (35% below median its 10-year median of 0.91)
GF Value™: €0.70 vs. price of €0.76 (7.9% above fair value)
No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial And Commercial Bank Of China Business Description
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
38GF Score
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