Industrial And Commercial Bank Of China (FRA:ICK) ROE % Adjusted to Book Value: 16.18% (As of Mar. 2026)


FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
40 GF Score
Price €0.74
GF Value €0.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Industrial And Commercial Bank Of China ROE % Adjusted to Book Value?

Industrial And Commercial Bank Of China FRA:ICK +0.56% 40 ROE % Adjusted to Book Value is 16.18% as of Mar. 2026. GuruFocus rates FRA:ICK with a GF Score™ of 40/100 and a GF Value™ of €0.69 (Fairly Valued). The stock has 3 warning signs investors should review.

Industrial And Commercial Bank Of China's ROE % for the quarter that ended in Mar. 2026 was 8.25%. Industrial And Commercial Bank Of China's PB Ratio for the quarter that ended in Mar. 2026 was 0.51. Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 16.18%.


Industrial And Commercial Bank Of China ROE % Adjusted to Book Value Related Terms


Industrial And Commercial Bank Of China ROE % Adjusted to Book Value Historical Data

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The historical data trend for Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial And Commercial Bank Of China ROE % Adjusted to Book Value Chart

Industrial And Commercial Bank Of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.65 27.79 30.56 21.75 17.61

Industrial And Commercial Bank Of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.27 16.35 20.40 19.29 16.18

FRA:ICK vs JPM, BAC, WFC: ROE % Adjusted to Book Value Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value falls into.


FRA:ICK
40GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial And Commercial Bank Of China ROE % Adjusted to Book Value Calculation

Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.63% / 0.49
=17.61%

Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.25% / 0.51
=16.18%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 16.18% mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a ROE % Adjusted to Book Value of 16.18% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Industrial And Commercial Bank Of China and its competitors.
Is Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value too high?
Industrial And Commercial Bank Of China's current ROE % Adjusted to Book Value is 16.18%. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value compare to JPM and BAC?
Industrial And Commercial Bank Of China's ROE % Adjusted to Book Value of 16.18% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current ROE % Adjusted to Book Value is 16.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.74 — trading 7% above its estimated fair value. The current ROE % Adjusted to Book Value is 16.18%. Industrial And Commercial Bank Of China's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current ROE % Adjusted to Book Value is 16.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.74 is trading 7% above its estimated GF Value™ of €0.69. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for FRA:ICK:

  • ROE % Adjusted to Book Value: 16.18%
  • GF Value™: €0.69 vs. price of €0.74 (7% above fair value)
  • GF Score™: 40/100 with 3 warning signs

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
40GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.74
Price
€0.69
GF Value