Industrial And Commercial Bank Of China (FRA:ICK) Growth Rank: 4 (As of Aug. 04, 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
47 GF Score
Price €0.81
GF Value €0.72
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Industrial And Commercial Bank Of China Growth Rank?

Industrial And Commercial Bank Of China FRA:ICK -0.96% 47 Growth Rank is 4 as of Aug. 04, 2026, which is 50% below its 10-year median of 8.00. GuruFocus rates FRA:ICK with a GF Score™ of 47/100 and a GF Value™ of €0.72 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Industrial And Commercial Bank Of China has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Industrial And Commercial Bank Of China Growth Rank Related Terms

FRA:ICK vs JPM, BAC, WFC: Growth Rank Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Industrial And Commercial Bank Of China Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Growth Rank distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's Growth Rank falls into.


FRA:ICK
47GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a Growth Rank of 4 as of Aug. 04, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 50% below median its historical median of 8.00. Over the past decade, Industrial And Commercial Bank Of China's Growth Rank has ranged from 2.00 to 10.00.
Is Industrial And Commercial Bank Of China's Growth Rank too high?
Industrial And Commercial Bank Of China's current Growth Rank of 4 is 50% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Growth Rank compare to JPM and BAC?
Industrial And Commercial Bank Of China's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Industrial And Commercial Bank Of China's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current Growth Rank is 4, which is 50% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.72, compared to a current price of €0.81 — trading 13.1% above its estimated fair value. The current Growth Rank is 4, which is 50% below median its 10-year median of 8.00. Industrial And Commercial Bank Of China's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Growth Rank is 4 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.81 is trading 13.1% above its estimated GF Value™ of €0.72. GuruFocus considers Industrial And Commercial Bank Of China to be Modestly Overvalued.

Key valuation signals for FRA:ICK:

  • Growth Rank: 4 (50% below median its 10-year median of 8.00)
  • GF Value™: €0.72 vs. price of €0.81 (13.1% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
47GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.81
Price
€0.72
GF Value