FRA:ICK'
s Pretax Margin % Range Over the Past 10 Years
Min: 44.49 Med: 49.55 Max: 53.96
Current: 50.16
FRA:ICK's Pretax Margin % is ranked better than 82.78% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs FRA:ICK: 50.16
Industrial And Commercial Bank Of China (FRA:ICK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Industrial And Commercial Bank Of China Pretax Margin % Related Terms
Industrial And Commercial Bank Of China Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China Pretax Margin % Chart
Industrial And Commercial Bank Of China Annual Data
FRA:ICK vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial And Commercial Bank Of China Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China (FRA:ICK) has a Pretax Margin % of 44.59% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 10% below median its historical median of 49.55. Over the past decade, Industrial And Commercial Bank Of China's Pretax Margin % has ranged from 44.49 to 53.96. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #263 out of 1527 companies in the Banks industry, placing it in the top 17.2%.
Is Industrial And Commercial Bank Of China's Pretax Margin % too high?
Industrial And Commercial Bank Of China's current Pretax Margin % of 44.59% is 10% below median its 10-year median of 49.55. Over the past 10 years, this metric has ranged from a low of 44.49 to a high of 53.96. The Banks industry median Pretax Margin % is 34.88. Industrial And Commercial Bank Of China's value of 44.59% is 27.8% above this industry median. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #263 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #263 out of 1527 companies for Pretax Margin %. This places Industrial And Commercial Bank Of China in the top 17% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Industrial And Commercial Bank Of China's value of 44.59% is 27.8% above this benchmark. Historically, Industrial And Commercial Bank Of China's own Pretax Margin % has ranged from 44.49 to 53.96 over the past decade. While the company's 10-year median is 49.55 vs. the industry median of 34.88, Industrial And Commercial Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial And Commercial Bank Of China's current Pretax Margin % of 44.59% is 27.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current Pretax Margin % is 44.59%, which is 10% below median its own 10-year median of 49.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.73 — trading 6.4% above its estimated fair value. The current Pretax Margin % is 44.59%, which is 10% below median its 10-year median of 49.55 and 27.8% above the Banks industry median of 34.88. Industrial And Commercial Bank Of China's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Pretax Margin % is 44.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued.
The current stock price of €0.73 is trading 6.4% above its estimated GF Value™ of €0.69.
GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.
Key valuation signals for FRA:ICK:
Pretax Margin %: 44.59% (10% below median its 10-year median of 49.55)
GF Value™: €0.69 vs. price of €0.73 (6.4% above fair value)
Industry Position: 27.8% above the Banks median (#263 of 1527)
No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial And Commercial Bank Of China Business Description
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
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