Industrial And Commercial Bank Of China (FRA:ICK) 5-Year Yield-on-Cost %: 7.15 (As of Jul. 11, 2026) — Near Median


FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
40 GF Score
Price €0.74
GF Value €0.68
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Industrial And Commercial Bank Of China 5-Year Yield-on-Cost %?

Industrial And Commercial Bank Of China FRA:ICK -4.16% 40 5-Year Yield-on-Cost % is 7.15 as of Jul. 11, 2026, which is 0% above its 10-year median of 7.14. GuruFocus rates FRA:ICK with a GF Score™ of 40/100 and a GF Value™ of €0.68 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,253 Banks companies, Industrial And Commercial Bank Of China ranks better than 71.43% on this metric.

Industrial And Commercial Bank Of China's yield on cost for the quarter that ended in Mar. 2026 was 7.15.


The historical rank and industry rank for Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:ICK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.32   Med: 7.14   Max: 12.81
Current: 7.15


During the past 13 years, Industrial And Commercial Bank Of China's highest Yield on Cost was 12.81. The lowest was 4.32. And the median was 7.14.


FRA:ICK's 5-Year Yield-on-Cost % is ranked better than
71.43% of 1253 companies
in the Banks industry
Industry Median: 3.89 vs FRA:ICK: 7.15

Industrial And Commercial Bank Of China  (FRA:ICK) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Industrial And Commercial Bank Of China 5-Year Yield-on-Cost % Related Terms


FRA:ICK vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % falls into.


FRA:ICK
40GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial And Commercial Bank Of China 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Industrial And Commercial Bank Of China is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 7.15 mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a 5-Year Yield-on-Cost % of 7.15 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Industrial And Commercial Bank Of China and its competitors. This is near median its historical median of 7.14. Over the past decade, Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % has ranged from 4.32 to 12.81. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #358 out of 1253 companies in the Banks industry, placing it in the top 28.6%.
Is Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % too high?
Industrial And Commercial Bank Of China's current 5-Year Yield-on-Cost % of 7.15 is near median its 10-year median of 7.14. Over the past 10 years, this metric has ranged from a low of 4.32 to a high of 12.81. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Industrial And Commercial Bank Of China's value of 7.15 is 83.8% above this industry median. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #358 out of 1253 companies in the Banks industry, which is above the industry midpoint. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #358 out of 1253 companies for 5-Year Yield-on-Cost %. This puts Industrial And Commercial Bank Of China in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Industrial And Commercial Bank Of China's value of 7.15 is 83.8% above this benchmark. Historically, Industrial And Commercial Bank Of China's own 5-Year Yield-on-Cost % has ranged from 4.32 to 12.81 over the past decade. While the company's 10-year median is 7.14 vs. the industry median of 3.89, Industrial And Commercial Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial And Commercial Bank Of China's current 5-Year Yield-on-Cost % of 7.15 is 83.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current 5-Year Yield-on-Cost % is 7.15, which is near median its own 10-year median of 7.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.68, compared to a current price of €0.74 — trading 8.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.15, which is near median its 10-year median of 7.14 and 83.8% above the Banks industry median of 3.89. Industrial And Commercial Bank Of China's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current 5-Year Yield-on-Cost % is 7.15 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.74 is trading 8.5% above its estimated GF Value™ of €0.68. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for FRA:ICK:

  • 5-Year Yield-on-Cost %: 7.15 (near median its 10-year median of 7.14)
  • GF Value™: €0.68 vs. price of €0.74 (8.5% above fair value)
  • GF Score™: 40/100 with 3 warning signs
  • Industry Position: 83.8% above the Banks median (#358 of 1253)

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
40GF Score

Get the complete analysis for FRA:ICK

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.74
Price
€0.68
GF Value