Industrial And Commercial Bank Of China (FRA:ICK) GF Value Rank: 7 (As of Jul. 12, 2026) — 17% Above Median


FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
45 GF Score
Price €0.74
GF Value €0.68
Valuation Fairly Valued
! 3 Warning Signs
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What is Industrial And Commercial Bank Of China GF Value Rank?

Industrial And Commercial Bank Of China FRA:ICK -4.16% 45 GF Value Rank is 7 as of Jul. 12, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates FRA:ICK with a GF Score™ of 45/100 and a GF Value™ of €0.68 (Fairly Valued). The stock has 3 warning signs investors should review.

Industrial And Commercial Bank Of China has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Industrial And Commercial Bank Of China GF Value Rank Related Terms


FRA:ICK vs JPM, BAC, WFC: GF Value Rank Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's GF Value Rank falls into.


FRA:ICK
45GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a GF Value Rank of 7 as of Jul. 12, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Industrial And Commercial Bank Of China's GF Value Rank has ranged from 1.00 to 10.00.
Is Industrial And Commercial Bank Of China's GF Value Rank too high?
Industrial And Commercial Bank Of China's current GF Value Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's GF Value Rank compare to JPM and BAC?
Industrial And Commercial Bank Of China's GF Value Rank of 7 can be compared against companies in the Banks industry. Historically, Industrial And Commercial Bank Of China's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current GF Value Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.68, compared to a current price of €0.74 — trading 8.5% above its estimated fair value. The current GF Value Rank is 7, which is 17% above median its 10-year median of 6.00. Industrial And Commercial Bank Of China's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current GF Value Rank is 7 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.74 is trading 8.5% above its estimated GF Value™ of €0.68. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for FRA:ICK:

  • GF Value Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: €0.68 vs. price of €0.74 (8.5% above fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
45GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.74
Price
€0.68
GF Value