FRA:ICK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.89 Med: 11.34 Max: 14.8
Current: 8.89
During the past 13 years, Industrial And Commercial Bank Of China's highest Return-on-Tangible-Equity was 14.80%. The lowest was 8.89%. And the median was 11.34%.
FRA:ICK's Return-on-Tangible-Equity is ranked worse than 63.69% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs FRA:ICK: 8.89
Industrial And Commercial Bank Of China (FRA:ICK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Industrial And Commercial Bank Of China Return-on-Tangible-Equity Related Terms
Industrial And Commercial Bank Of China Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial And Commercial Bank Of China Return-on-Tangible-Equity Chart
Industrial And Commercial Bank Of China Annual Data
FRA:ICK vs JPM, BAC, WFC: Return-on-Tangible-Equity Comparison
For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial And Commercial Bank Of China Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Industrial And Commercial Bank Of China's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.25% mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a Return-on-Tangible-Equity of 8.25% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 27% below median its historical median of 11.34. Over the past decade, Industrial And Commercial Bank Of China's Return-on-Tangible-Equity has ranged from 8.89 to 14.80. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #970 out of 1523 companies in the Banks industry, placing it in the top 63.7%.
Is Industrial And Commercial Bank Of China's Return-on-Tangible-Equity too high?
Industrial And Commercial Bank Of China's current Return-on-Tangible-Equity of 8.25% is 27% below median its 10-year median of 11.34. Over the past 10 years, this metric has ranged from a low of 8.89 to a high of 14.80. The Banks industry median Return-on-Tangible-Equity is 11.20. Industrial And Commercial Bank Of China's value of 8.25% is 26.3% below this industry median. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #970 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Return-on-Tangible-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #970 out of 1523 companies for Return-on-Tangible-Equity. This places Industrial And Commercial Bank Of China in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Industrial And Commercial Bank Of China's value of 8.25% is 26.3% below this benchmark. Historically, Industrial And Commercial Bank Of China's own Return-on-Tangible-Equity has ranged from 8.89 to 14.80 over the past decade. While the company's 10-year median is 11.34 vs. the industry median of 11.20, Industrial And Commercial Bank Of China has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial And Commercial Bank Of China's current Return-on-Tangible-Equity of 8.25% is 26.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Industrial And Commercial Bank Of China and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial And Commercial Bank Of China's current Return-on-Tangible-Equity is 8.25%, which is 27% below median its own 10-year median of 11.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.67, compared to a current price of €0.72 — trading 8.2% above its estimated fair value. The current Return-on-Tangible-Equity is 8.25%, which is 27% below median its 10-year median of 11.34 and 26.3% below the Banks industry median of 11.20. Industrial And Commercial Bank Of China's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Return-on-Tangible-Equity is 8.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued.
The current stock price of €0.72 is trading 8.2% above its estimated GF Value™ of €0.67.
GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.
Key valuation signals for FRA:ICK:
Return-on-Tangible-Equity: 8.25% (27% below median its 10-year median of 11.34)
GF Value™: €0.67 vs. price of €0.72 (8.2% above fair value)
Industry Position: 26.3% below the Banks median (#970 of 1523)
No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial And Commercial Bank Of China Business Description
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
42GF Score
Get the complete analysis for FRA:ICK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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