Industrial And Commercial Bank Of China (FRA:ICK) Profitability Rank: 4 (As of Mar. 2026) — 20% Below Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
47 GF Score
Price €0.82
GF Value €0.67
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Industrial And Commercial Bank Of China Profitability Rank?

Industrial And Commercial Bank Of China FRA:ICK 47 Profitability Rank is 4 as of Mar. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates FRA:ICK with a GF Score™ of 47/100 and a GF Value™ of €0.67 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Industrial And Commercial Bank Of China has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Industrial And Commercial Bank Of China's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Industrial And Commercial Bank Of China's Piotroski F-Score is 5.


Industrial And Commercial Bank Of China Profitability Rank Related Terms


FRA:ICK vs JPM, BAC, WFC: Profitability Rank Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's Profitability Rank falls into.


FRA:ICK
47GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial And Commercial Bank Of China Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Industrial And Commercial Bank Of China has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Industrial And Commercial Bank Of China's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 28698.707
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Industrial And Commercial Bank Of China has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a Profitability Rank of 4 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Industrial And Commercial Bank Of China and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Industrial And Commercial Bank Of China's Profitability Rank has ranged from 2.00 to 7.00.
Is Industrial And Commercial Bank Of China's Profitability Rank too high?
Industrial And Commercial Bank Of China's current Profitability Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Profitability Rank compare to JPM and BAC?
Industrial And Commercial Bank Of China's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Industrial And Commercial Bank Of China's own Profitability Rank has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current Profitability Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.67, compared to a current price of €0.82 — trading 21.6% above its estimated fair value. The current Profitability Rank is 4, which is 20% below median its 10-year median of 5.00. Industrial And Commercial Bank Of China's overall GF Score™ is 47/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current Profitability Rank is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.82 is trading 21.6% above its estimated GF Value™ of €0.67. GuruFocus considers Industrial And Commercial Bank Of China to be Modestly Overvalued.

Key valuation signals for FRA:ICK:

  • Profitability Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: €0.67 vs. price of €0.82 (21.6% above fair value)
  • GF Score™: 47/100 with 8 warning signs

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
47GF Score

Get the complete analysis for FRA:ICK

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.82
Price
€0.67
GF Value