Muscat Insurance CoOG (MUS:MCTI) FCF Margin %: 35.79% (As of Dec. 2025)


MUS:MCTI Muscat Insurance Co SAOG MUS:MCTI
27 GF Score
Price ر.ع0.57
GF Value ر.ع0.40
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Muscat Insurance CoOG FCF Margin %?

Muscat Insurance CoOG MUS:MCTI 27 FCF Margin % is 35.79% as of Dec. 2025. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Muscat Insurance CoOG ranks better than 56.83% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Muscat Insurance CoOG's Free Cash Flow for the three months ended in Dec. 2025 was ر.ع0.56 Mil. Muscat Insurance CoOG's Revenue for the three months ended in Dec. 2025 was ر.ع1.57 Mil. Therefore, Muscat Insurance CoOG's FCF Margin % for the quarter that ended in Dec. 2025 was 35.79%.

As of today, Muscat Insurance CoOG's current FCF Yield % is 11.66%.

The historical rank and industry rank for Muscat Insurance CoOG's FCF Margin % or its related term are showing as below:

MUS:MCTI' s FCF Margin % Range Over the Past 10 Years
Min: -66.48   Med: -2.63   Max: 33.93
Current: 11.72


During the past 13 years, the highest FCF Margin % of Muscat Insurance CoOG was 33.93%. The lowest was -66.48%. And the median was -2.63%.

MUS:MCTI's FCF Margin % is ranked better than
56.83% of 505 companies
in the Insurance industry
Industry Median: 8.97 vs MUS:MCTI: 11.72


Muscat Insurance CoOG FCF Margin % Related Terms


Muscat Insurance CoOG FCF Margin % Historical Data

* Premium members only.

The historical data trend for Muscat Insurance CoOG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muscat Insurance CoOG FCF Margin % Chart

Muscat Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -38.33 -16.84 28.13 -48.39 11.59

Muscat Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -138.35 -24.84 -8.18 32.78 35.79

MUS:MCTI vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muscat Insurance CoOG FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Muscat Insurance CoOG's FCF Margin % falls into.


MUS:MCTI
27GF Score
Muscat Insurance Co SAOG MUS:MCTI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muscat Insurance CoOG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Muscat Insurance CoOG's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.733/6.323
=11.59 %

Muscat Insurance CoOG's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.563/1.573
=35.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 35.79% mean?
Muscat Insurance CoOG (MUS:MCTI) has a FCF Margin % of 35.79% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Muscat Insurance CoOG and its competitors. According to the industry distribution chart, Muscat Insurance CoOG ranks #218 out of 505 companies in the Insurance industry, placing it in the top 43.2%.
Is Muscat Insurance CoOG's FCF Margin % too high?
Muscat Insurance CoOG's current FCF Margin % is 35.79%. The Insurance industry median FCF Margin % is 8.97. Muscat Insurance CoOG's value of 35.79% is 299% above this industry median. Based on the distribution chart, Muscat Insurance CoOG ranks #218 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #218 out of 505 companies for FCF Margin %. This puts Muscat Insurance CoOG in the upper half of its industry. The industry median FCF Margin % is 8.97. Muscat Insurance CoOG's value of 35.79% is 299% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Insurance CoOG's current FCF Margin % of 35.79% is 299% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current FCF Margin % is 35.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current FCF Margin % is 35.79% and 299% above the Insurance industry median of 8.97. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current FCF Margin % is 35.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?

Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40. GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.

Key valuation signals for MUS:MCTI:

  • FCF Margin %: 35.79%
  • GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
  • GF Score™: 27/100 with 1 warning sign
  • Industry Position: 299% above the Insurance median (#218 of 505)

No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muscat Insurance CoOG Business Description

Address Street 281, Way 3501, Al Alam Street, Building No. 233, Al Khuwair, Bousher, Muscat, OMN
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score

Get the complete analysis for MUS:MCTI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.57
Price
ر.ع0.40
GF Value