Muscat Insurance CoOG (MUS:MCTI) 3-Year ROIIC % : 0.00% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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MUS:MCTI Muscat Insurance Co SAOG MUS:MCTI
28 GF Score
Price ر.ع0.56
GF Value ر.ع0.40
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Muscat Insurance CoOG 3-Year ROIIC %?

Muscat Insurance CoOG MUS:MCTI -0.54% 28 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus rates MUS:MCTI with a GF Score™ of 28/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 333 Insurance companies, Muscat Insurance CoOG ranks worse than 300300% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Muscat Insurance CoOG's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Muscat Insurance CoOG's 3-Year ROIIC % or its related term are showing as below:

MUS:MCTI's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.35
* Ranked among companies with meaningful 3-Year ROIIC % only.

Muscat Insurance CoOG  (MUS:MCTI) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Muscat Insurance CoOG 3-Year ROIIC % Related Terms


Muscat Insurance CoOG 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Muscat Insurance CoOG's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muscat Insurance CoOG 3-Year ROIIC % Chart

Muscat Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.57 -17.15 0.00 0.00 0.00

Muscat Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MUS:MCTI vs CB, PGR, TRV: 3-Year ROIIC % Comparison

For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muscat Insurance CoOG 3-Year ROIIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Muscat Insurance CoOG's 3-Year ROIIC % falls into.


MUS:MCTI
28GF Score
Muscat Insurance Co SAOG MUS:MCTI
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muscat Insurance CoOG 3-Year ROIIC % Calculation

Muscat Insurance CoOG's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 0 (Dec. 2025) - 0.5899574 (Dec. 2022) )/( 34.23915 (Dec. 2025) - 35.11405 (Dec. 2022) )
=/-0.8749
=0.00%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 0.00 mean?
Muscat Insurance CoOG (MUS:MCTI) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Muscat Insurance CoOG and its competitors. According to the industry distribution chart, Muscat Insurance CoOG ranks #999999 out of 333 companies in the Insurance industry.
Is Muscat Insurance CoOG's 3-Year ROIIC % too high?
Muscat Insurance CoOG's current 3-Year ROIIC % is 0.00. Based on the distribution chart, Muscat Insurance CoOG ranks #999999 out of 333 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Muscat Insurance CoOG has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's 3-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #999999 out of 333 companies for 3-Year ROIIC %. This places Muscat Insurance CoOG in the lower half of its industry. The industry median 3-Year ROIIC % is 5.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.35, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.56 — trading 39.3% above its estimated fair value. The current 3-Year ROIIC % is 0.00. Muscat Insurance CoOG's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?

Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.56 is trading 39.3% above its estimated GF Value™ of ر.ع0.40. GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.

Key valuation signals for MUS:MCTI:

  • 3-Year ROIIC %: 0.00
  • GF Value™: ر.ع0.40 vs. price of ر.ع0.56 (39.3% above fair value)
  • GF Score™: 28/100 with 1 warning sign

No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muscat Insurance CoOG Business Description

Address Street 281, Way 3501, Al Alam Street, Building No. 233, Al Khuwair, Bousher, Muscat, OMN
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
28GF Score

Get the complete analysis for MUS:MCTI

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.56
Price
ر.ع0.40
GF Value