Muscat Insurance CoOG (MUS:MCTI) Retained Earnings: ر.ع-0.20 Mil (As of Dec. 2025)

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MUS:MCTI Muscat Insurance Co SAOG MUS:MCTI
28 GF Score
Price ر.ع0.50
GF Value ر.ع0.40
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Muscat Insurance CoOG Retained Earnings?

Muscat Insurance CoOG MUS:MCTI 28 Retained Earnings is ر.ع-0.20 Mil as of Dec. 2025. GuruFocus rates MUS:MCTI with a GF Score™ of 28/100 and a GF Value™ of ر.ع0.40 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Muscat Insurance CoOG's retained earnings for the quarter that ended in Dec. 2025 was ر.ع-0.20 Mil.

Muscat Insurance CoOG's quarterly retained earnings increased from Jun. 2025 (ر.ع-0.75 Mil) to Sep. 2025 (ر.ع-0.52 Mil) and increased from Sep. 2025 (ر.ع-0.52 Mil) to Dec. 2025 (ر.ع-0.20 Mil).

Muscat Insurance CoOG's annual retained earnings declined from Dec. 2023 (ر.ع-0.89 Mil) to Dec. 2024 (ر.ع-0.94 Mil) but then increased from Dec. 2024 (ر.ع-0.94 Mil) to Dec. 2025 (ر.ع-0.20 Mil).


Muscat Insurance CoOG  (MUS:MCTI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Muscat Insurance CoOG Retained Earnings Historical Data

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The historical data trend for Muscat Insurance CoOG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muscat Insurance CoOG Retained Earnings Chart

Muscat Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.64 -0.10 -0.89 -0.94 -0.20

Muscat Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.94 -0.83 -0.75 -0.52 -0.20
MUS:MCTI
28GF Score
Muscat Insurance Co SAOG MUS:MCTI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Muscat Insurance CoOG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ع-0.20 Mil mean?
Muscat Insurance CoOG (MUS:MCTI) has a Retained Earnings of ر.ع-0.20 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Muscat Insurance CoOG and its competitors.
Is Muscat Insurance CoOG's Retained Earnings too high?
Muscat Insurance CoOG's current Retained Earnings is ر.ع-0.20 Mil. Overall, Muscat Insurance CoOG has a GF Score™ of 28/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's Retained Earnings compare to CB and PGR?
Muscat Insurance CoOG's Retained Earnings of ر.ع-0.20 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Muscat Insurance CoOG and its competitors. Muscat Insurance CoOG's current Retained Earnings is ر.ع-0.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.50 — trading 25.5% above its estimated fair value. The current Retained Earnings is ر.ع-0.20 Mil. Muscat Insurance CoOG's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current Retained Earnings is ر.ع-0.20 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?

Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.50 is trading 25.5% above its estimated GF Value™ of ر.ع0.40. GuruFocus considers Muscat Insurance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:MCTI:

  • Retained Earnings: ر.ع-0.20 Mil
  • GF Value™: ر.ع0.40 vs. price of ر.ع0.50 (25.5% above fair value)
  • GF Score™: 28/100 with 1 warning sign

No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muscat Insurance CoOG Business Description

Address Street 281, Way 3501, Al Alam Street, Building No. 233, Al Khuwair, Bousher, Muscat, OMN
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
28GF Score

Get the complete analysis for MUS:MCTI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.50
Price
ر.ع0.40
GF Value