Muscat Insurance CoOG (MUS:MCTI) Scaled Net Operating Assets: 0.27 (As of Dec. 2025)


MUS:MCTI Muscat Insurance Co SAOG MUS:MCTI
27 GF Score
Price ر.ع0.57
GF Value ر.ع0.40
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Muscat Insurance CoOG Scaled Net Operating Assets?

Muscat Insurance CoOG MUS:MCTI 27 Scaled Net Operating Assets is 0.27 as of Dec. 2025. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muscat Insurance CoOG's operating assets for the quarter that ended in Dec. 2025 was ر.ع33.92 Mil. Muscat Insurance CoOG's operating liabilities for the quarter that ended in Dec. 2025 was ر.ع22.46 Mil. Muscat Insurance CoOG's Total Assets for the quarter that ended in Sep. 2025 was ر.ع42.39 Mil. Therefore, Muscat Insurance CoOG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.27.

MUS:MCTI
27GF Score
Muscat Insurance Co SAOG MUS:MCTI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Muscat Insurance CoOG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muscat Insurance CoOG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(33.923-22.458)/38.366
=0.30

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=41.514 - 7.591
=33.923

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=22.49 - 0.005 - 0.027
=22.458

Muscat Insurance CoOG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(33.923-22.458)/42.388
=0.27

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=41.514 - 7.591
=33.923

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=22.49 - 0.005 - 0.027
=22.458

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.27 mean?
Muscat Insurance CoOG (MUS:MCTI) has a Scaled Net Operating Assets of 0.27 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muscat Insurance CoOG and its competitors.
Is Muscat Insurance CoOG's Scaled Net Operating Assets too high?
Muscat Insurance CoOG's current Scaled Net Operating Assets is 0.27. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's Scaled Net Operating Assets compare to CB and PGR?
Muscat Insurance CoOG's Scaled Net Operating Assets of 0.27 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muscat Insurance CoOG and its competitors. Muscat Insurance CoOG's current Scaled Net Operating Assets is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.27. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current Scaled Net Operating Assets is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?

Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40. GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.

Key valuation signals for MUS:MCTI:

  • Scaled Net Operating Assets: 0.27
  • GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
  • GF Score™: 27/100 with 1 warning sign

No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muscat Insurance CoOG Business Description

Address Street 281, Way 3501, Al Alam Street, Building No. 233, Al Khuwair, Bousher, Muscat, OMN
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score

Get the complete analysis for MUS:MCTI

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.57
Price
ر.ع0.40
GF Value