Muscat Insurance CoOG (MUS:MCTI) Cyclically Adjusted Book per Share: ر.ع1.79 (As of Dec. 2025)


MUS:MCTI Muscat Insurance Co SAOG MUS:MCTI
27 GF Score
Price ر.ع0.57
GF Value ر.ع0.40
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Muscat Insurance CoOG Cyclically Adjusted Book per Share?

Muscat Insurance CoOG MUS:MCTI 27 Cyclically Adjusted Book per Share is ر.ع1.79 as of Dec. 2025. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Muscat Insurance CoOG's adjusted book value per share for the three months ended in Dec. 2025 was ر.ع1.726. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ع1.79 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Muscat Insurance CoOG's average Cyclically Adjusted Book Growth Rate was 1.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 0.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -62.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Muscat Insurance CoOG was 0.90% per year. The lowest was -76.00% per year. And the median was -75.40% per year.

As of today (2026-07-05), Muscat Insurance CoOG's current stock price is ر.ع0.57. Muscat Insurance CoOG's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was ر.ع1.79. Muscat Insurance CoOG's Cyclically Adjusted PB Ratio of today is 0.32.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Muscat Insurance CoOG was 0.53. The lowest was 0.01. And the median was 0.24.


Muscat Insurance CoOG  (MUS:MCTI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Muscat Insurance CoOG's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.57/1.79
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Muscat Insurance CoOG was 0.53. The lowest was 0.01. And the median was 0.24.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Muscat Insurance CoOG Cyclically Adjusted Book per Share Related Terms


Muscat Insurance CoOG Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Muscat Insurance CoOG's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muscat Insurance CoOG Cyclically Adjusted Book per Share Chart

Muscat Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 128.04 1.74 1.78 1.77 1.79

Muscat Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.77 1.78 1.79 1.80 1.79

MUS:MCTI vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muscat Insurance CoOG Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Muscat Insurance CoOG's Cyclically Adjusted PB Ratio falls into.


MUS:MCTI
27GF Score
Muscat Insurance Co SAOG MUS:MCTI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muscat Insurance CoOG Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Muscat Insurance CoOG's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.726/324.0540*324.0540
=1.726

Current CPI (Dec. 2025) = 324.0540.

Muscat Insurance CoOG Quarterly Data

Book Value per Share CPI Adj_Book
201603 1.374 238.132 1.870
201606 1.405 241.018 1.889
201609 1.427 241.428 1.915
201612 1.468 241.432 1.970
201703 1.481 243.801 1.969
201706 1.493 244.955 1.975
201709 1.506 246.819 1.977
201712 1.559 246.524 2.049
201803 1.531 249.554 1.988
201806 1.581 251.989 2.033
201809 1.595 252.439 2.047
201812 1.586 251.233 2.046
201903 1.517 254.202 1.934
201906 1.573 256.143 1.990
201909 0.000 256.759 0.000
201912 1.474 256.974 1.859
202003 1.443 258.115 1.812
202006 1.460 257.797 1.835
202009 1.475 260.280 1.836
202012 1.517 260.474 1.887
202103 1.544 264.877 1.889
202106 1.568 271.696 1.870
202109 1.530 274.310 1.807
202112 1.581 278.802 1.838
202203 1.632 287.504 1.839
202206 1.628 296.311 1.780
202209 1.615 296.808 1.763
202212 1.657 296.797 1.809
202303 1.621 301.836 1.740
202306 1.595 305.109 1.694
202309 1.577 307.789 1.660
202312 1.586 306.746 1.675
202403 -0.028 312.332 -0.029
202406 1.594 314.175 1.644
202409 1.592 315.301 1.636
202412 1.619 315.605 1.662
202503 1.639 319.799 1.661
202506 1.656 322.561 1.664
202509 1.687 324.800 1.683
202512 1.726 324.054 1.726

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ر.ع1.79 mean?
Muscat Insurance CoOG (MUS:MCTI) has a Cyclically Adjusted Book per Share of ر.ع1.79 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Muscat Insurance CoOG and its competitors.
Is Muscat Insurance CoOG's Cyclically Adjusted Book per Share too high?
Muscat Insurance CoOG's current Cyclically Adjusted Book per Share is ر.ع1.79. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's Cyclically Adjusted Book per Share compare to CB and PGR?
Muscat Insurance CoOG's Cyclically Adjusted Book per Share of ر.ع1.79 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Muscat Insurance CoOG and its competitors. Muscat Insurance CoOG's current Cyclically Adjusted Book per Share is ر.ع1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is ر.ع1.79. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current Cyclically Adjusted Book per Share is ر.ع1.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?

Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40. GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.

Key valuation signals for MUS:MCTI:

  • Cyclically Adjusted Book per Share: ر.ع1.79
  • GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
  • GF Score™: 27/100 with 1 warning sign

No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muscat Insurance CoOG Business Description

Address Street 281, Way 3501, Al Alam Street, Building No. 233, Al Khuwair, Bousher, Muscat, OMN
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score

Get the complete analysis for MUS:MCTI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.57
Price
ر.ع0.40
GF Value