Muscat Insurance CoOGMUS:MCTI 28 PE Ratio (TTM) is 5.38 as of Jul. 10, 2026, which is 32% below its 10-year median of 7.95. GuruFocus rates MUS:MCTI with a GF Score™ of 28/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 444 Insurance companies, Muscat Insurance CoOG ranks better than 89.64% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-10), Muscat Insurance CoOG's share price is
ر.ع0.56.
Muscat Insurance CoOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع0.10. Therefore, Muscat Insurance CoOG's PE Ratio (TTM) for today is 5.38.
Good Sign:
Muscat Insurance Co SAOG stock PE Ratio (=5.33) is close to 3-year low of 5.33.
The historical rank and industry rank for Muscat Insurance CoOG's PE Ratio (TTM) or its related term are showing as below:
MUS:MCTI'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 3.61 Med: 7.95 Max: 330
Current: 5.38
During the past 13 years, the highest PE Ratio (TTM) of Muscat Insurance CoOG was 330.00. The lowest was 3.61. And the median was 7.95.
MUS:MCTI's PE Ratio (TTM) is ranked better than 89.64% of 444
companies
in the Insurance industry
Industry Median: 12.07
vs MUS:MCTI: 5.38
During the past 13 years, Muscat Insurance CoOG's highest 3-Year average EPS without NRI Growth Rate was 125.20% per year. The lowest was -58.20% per year. And the median was -4.30% per year.
Muscat Insurance CoOG's EPS (Basic) for the
three
months ended in Dec. 2025 was ر.ع0.04.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع0.10.
Muscat Insurance CoOG (MUS:MCTI) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Muscat Insurance CoOG PE Ratio (TTM) Related Terms
Muscat Insurance CoOG PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Muscat Insurance CoOG's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:MCTI vs CB, PGR, TRV: PE Ratio (TTM) Comparison
For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Insurance CoOG PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Muscat Insurance CoOG's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Muscat Insurance CoOG's Share Price of today is ر.ع0.56.
Muscat Insurance CoOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Muscat Insurance CoOG (MUS:MCTI) has a PE Ratio (TTM) of 5.38 as of Jul. 10, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Muscat Insurance CoOG and its competitors. This is 32% below median its historical median of 7.95. Over the past decade, Muscat Insurance CoOG's PE Ratio (TTM) has ranged from 3.61 to 330.00. According to the industry distribution chart, Muscat Insurance CoOG ranks #46 out of 444 companies in the Insurance industry, placing it in the top 10.4%.
Is Muscat Insurance CoOG's PE Ratio (TTM) too high?
Muscat Insurance CoOG's current PE Ratio (TTM) of 5.38 is 32% below median its 10-year median of 7.95. Over the past 10 years, this metric has ranged from a low of 3.61 to a high of 330.00. The Insurance industry median PE Ratio (TTM) is 12.07. Muscat Insurance CoOG's value of 5.38 is 55.4% below this industry median. Based on the distribution chart, Muscat Insurance CoOG ranks #46 out of 444 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Muscat Insurance CoOG has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's PE Ratio (TTM) compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #46 out of 444 companies for PE Ratio (TTM). This places Muscat Insurance CoOG in the top 10% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 12.07. Muscat Insurance CoOG's value of 5.38 is 55.4% below this benchmark. Historically, Muscat Insurance CoOG's own PE Ratio (TTM) has ranged from 3.61 to 330.00 over the past decade. While the company's 10-year median is 7.95 vs. the industry median of 12.07, Muscat Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.07, based on 444 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Insurance CoOG's current PE Ratio (TTM) of 5.38 is 55.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current PE Ratio (TTM) is 5.38, which is 32% below median its own 10-year median of 7.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.56 — trading 40% above its estimated fair value. The current PE Ratio (TTM) is 5.38, which is 32% below median its 10-year median of 7.95 and 55.4% below the Insurance industry median of 12.07. Muscat Insurance CoOG's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current PE Ratio (TTM) is 5.38 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?
Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.56 is trading 40% above its estimated GF Value™ of ر.ع0.40.
GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:MCTI:
PE Ratio (TTM): 5.38 (32% below median its 10-year median of 7.95)
GF Value™: ر.ع0.40 vs. price of ر.ع0.56 (40% above fair value)
Industry Position: 55.4% below the Insurance median (#46 of 444)
No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
28GF Score
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