Muscat Insurance CoOGMUS:MCTI 27 Net Margin % is 27.46% as of Dec. 2025, which is 199% above its 10-year median of 9.19. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Muscat Insurance CoOG ranks better than 80.16% on this metric.
The historical rank and industry rank for Muscat Insurance CoOG's Net Margin % or its related term are showing as below:
MUS:MCTI'
s Net Margin % Range Over the Past 10 Years
Min: -8.01 Med: 9.19 Max: 18.6
Current: 18.41
MUS:MCTI's Net Margin % is ranked better than 80.16% of 504
companies
in the Insurance industry
Industry Median: 9.275
vs MUS:MCTI: 18.41
Muscat Insurance CoOG (MUS:MCTI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Muscat Insurance CoOG Net Margin % Related Terms
Muscat Insurance CoOG Net Margin % Historical Data
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The historical data trend for Muscat Insurance CoOG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Insurance CoOG Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Muscat Insurance CoOG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muscat Insurance CoOG (MUS:MCTI) has a Net Margin % of 27.46% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Muscat Insurance CoOG and its competitors. This is 199% above median its historical median of 9.19. According to the industry distribution chart, Muscat Insurance CoOG ranks #100 out of 504 companies in the Insurance industry, placing it in the top 19.8%.
Is Muscat Insurance CoOG's Net Margin % too high?
Muscat Insurance CoOG's current Net Margin % of 27.46% is 199% above median its 10-year median of 9.19. The Insurance industry median Net Margin % is 9.28. Muscat Insurance CoOG's value of 27.46% is 196.1% above this industry median. Based on the distribution chart, Muscat Insurance CoOG ranks #100 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #100 out of 504 companies for Net Margin %. This places Muscat Insurance CoOG in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.28. Muscat Insurance CoOG's value of 27.46% is 196.1% above this benchmark. While the company's 10-year median is 9.19 vs. the industry median of 9.28, Muscat Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Insurance CoOG's current Net Margin % of 27.46% is 196.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current Net Margin % is 27.46%, which is 199% above median its own 10-year median of 9.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current Net Margin % is 27.46%, which is 199% above median its 10-year median of 9.19 and 196.1% above the Insurance industry median of 9.28. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current Net Margin % is 27.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?
Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40.
GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:MCTI:
Net Margin %: 27.46% (199% above median its 10-year median of 9.19)
GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
Industry Position: 196.1% above the Insurance median (#100 of 504)
No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score
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