Muscat Insurance CoOGMUS:MCTI 27 Pretax Margin % is 24.54% as of Dec. 2025, which is 133% above its 10-year median of 10.55. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Muscat Insurance CoOG ranks better than 68.65% on this metric.
The historical rank and industry rank for Muscat Insurance CoOG's Pretax Margin % or its related term are showing as below:
MUS:MCTI'
s Pretax Margin % Range Over the Past 10 Years
Min: -9.67 Med: 10.55 Max: 19.59
Current: 17.66
MUS:MCTI's Pretax Margin % is ranked better than 68.65% of 504
companies
in the Insurance industry
Industry Median: 12.02
vs MUS:MCTI: 17.66
Muscat Insurance CoOG (MUS:MCTI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Muscat Insurance CoOG Pretax Margin % Related Terms
Muscat Insurance CoOG Pretax Margin % Historical Data
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The historical data trend for Muscat Insurance CoOG's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:MCTI vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Insurance CoOG Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Muscat Insurance CoOG's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muscat Insurance CoOG (MUS:MCTI) has a Pretax Margin % of 24.54% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Muscat Insurance CoOG and its competitors. This is 133% above median its historical median of 10.55. According to the industry distribution chart, Muscat Insurance CoOG ranks #158 out of 504 companies in the Insurance industry, placing it in the top 31.3%.
Is Muscat Insurance CoOG's Pretax Margin % too high?
Muscat Insurance CoOG's current Pretax Margin % of 24.54% is 133% above median its 10-year median of 10.55. The Insurance industry median Pretax Margin % is 12.02. Muscat Insurance CoOG's value of 24.54% is 104.2% above this industry median. Based on the distribution chart, Muscat Insurance CoOG ranks #158 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #158 out of 504 companies for Pretax Margin %. This puts Muscat Insurance CoOG in the upper half of its industry. The industry median Pretax Margin % is 12.02. Muscat Insurance CoOG's value of 24.54% is 104.2% above this benchmark. While the company's 10-year median is 10.55 vs. the industry median of 12.02, Muscat Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Insurance CoOG's current Pretax Margin % of 24.54% is 104.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current Pretax Margin % is 24.54%, which is 133% above median its own 10-year median of 10.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current Pretax Margin % is 24.54%, which is 133% above median its 10-year median of 10.55 and 104.2% above the Insurance industry median of 12.02. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current Pretax Margin % is 24.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?
Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40.
GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:MCTI:
Pretax Margin %: 24.54% (133% above median its 10-year median of 10.55)
GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
Industry Position: 104.2% above the Insurance median (#158 of 504)
No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score
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