The historical rank and industry rank for Stanbic Holdings's FCF Margin % or its related term are showing as below:
NAI:SBIC'
s FCF Margin % Range Over the Past 10 Years
Min: -145.72 Med: 48.53 Max: 239.06
Current: -123.2
During the past 13 years, the highest FCF Margin % of Stanbic Holdings was 239.06%. The lowest was -145.72%. And the median was 48.53%.
NAI:SBIC's FCF Margin % is ranked worse than 93.64% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs NAI:SBIC: -123.20
Stanbic Holdings FCF Margin % Related Terms
Stanbic Holdings FCF Margin % Historical Data
* Premium members only.
The historical data trend for Stanbic Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings (NAI:SBIC) has a FCF Margin % of -14.50% as of Jun. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic Holdings and its competitors. According to the industry distribution chart, Stanbic Holdings ranks #1413 out of 1509 companies in the Banks industry, placing it in the top 93.6%.
Is Stanbic Holdings' FCF Margin % too high?
Stanbic Holdings' current FCF Margin % is -14.50%. Based on the distribution chart, Stanbic Holdings ranks #1413 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #1413 out of 1509 companies for FCF Margin %. This places Stanbic Holdings in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current FCF Margin % is -14.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES170.78, compared to a current price of KES291.00 — trading 70.4% above its estimated fair value. The current FCF Margin % is -14.50%. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current FCF Margin % is -14.50% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES291.00 is trading 70.4% above its estimated GF Value™ of KES170.78.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
FCF Margin %: -14.50%
GF Value™: KES170.78 vs. price of KES291.00 (70.4% above fair value)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score
Get the complete analysis for NAI:SBIC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:SBIC has been successfully added to your 
