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Stanbic HoldingsNAI:SBIC +3.71%55 FCF Margin % is 463.83% as of Jun. 2026, which is 856% above its 10-year median of 48.53. GuruFocus rates NAI:SBIC with a GF Score™ of 55/100 and a GF Value™ of KES175.84 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,490 Banks companies, Stanbic Holdings ranks better than 98.86% on this metric.
The historical data trend for Stanbic Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings (NAI:SBIC) has a FCF Margin % of 463.83% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic Holdings and its competitors. This is 856% above median its historical median of 48.53. According to the industry distribution chart, Stanbic Holdings ranks #17 out of 1490 companies in the Banks industry, placing it in the top 1.1%.
Is Stanbic Holdings' FCF Margin % too high?
Stanbic Holdings' current FCF Margin % of 463.83% is 856% above median its 10-year median of 48.53. The Banks industry median FCF Margin % is 27.41. Stanbic Holdings' value of 463.83% is 1592.5% above this industry median. Based on the distribution chart, Stanbic Holdings ranks #17 out of 1490 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stanbic Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #17 out of 1490 companies for FCF Margin %. This places Stanbic Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.41. Stanbic Holdings' value of 463.83% is 1592.5% above this benchmark. While the company's 10-year median is 48.53 vs. the industry median of 27.41, Stanbic Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.41, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic Holdings's current FCF Margin % of 463.83% is 1592.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median FCF Margin % is 27.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current FCF Margin % is 463.83%, which is 856% above median its own 10-year median of 48.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES175.84, compared to a current price of KES272.25 — trading 54.8% above its estimated fair value. The current FCF Margin % is 463.83%, which is 856% above median its 10-year median of 48.53 and 1592.5% above the Banks industry median of 27.41. Stanbic Holdings' overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current FCF Margin % is 463.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES272.25 is trading 54.8% above its estimated GF Value™ of KES175.84.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
FCF Margin %: 463.83% (856% above median its 10-year median of 48.53)
GF Value™: KES175.84 vs. price of KES272.25 (54.8% above fair value)
Industry Position: 1592.5% above the Banks median (#17 of 1490)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
55GF Score
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