Stanbic Holdings (NAI:SBIC) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:SBIC Stanbic Holdings PLC NAI:SBIC
58 GF Score
Price KES275.75
GF Value KES175.12
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Stanbic Holdings Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Stanbic Holdings Quality Rank Related Terms

NAI:SBIC
58GF Score
Stanbic Holdings PLC NAI:SBIC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?

Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued. The current stock price of KES275.75 is trading 57.5% above its estimated GF Value™ of KES175.12. GuruFocus considers Stanbic Holdings to be Significantly Overvalued.

Key valuation signals for NAI:SBIC:

  • Quality Rank:
  • GF Value™: KES175.12 vs. price of KES275.75 (57.5% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stanbic Holdings Business Description

Address Chiromo Road, P.O. Box 72833, Stanbic Bank Centre, Westlands, Nairobi, KEN, 00200
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
58GF Score

Get the complete analysis for NAI:SBIC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES275.75
Price
KES175.12
GF Value