Stanbic HoldingsNAI:SBIC -0.60%55 Median PS Value is KES159.88 as of Jul. 04, 2026, which is 100% below its 10-year median of 0.86. GuruFocus rates NAI:SBIC with a GF Score™ of 55/100 and a GF Value™ of KES171.36 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,042 Banks companies, Stanbic Holdings ranks worse than 87.72% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-07-04), Stanbic Holdings's share price is KES288.00. Stanbic Holdings's Median PS Value is KES159.88. Therefore, Stanbic Holdings's Price to Median PS Value for today is 1.80.
The historical rank and industry rank for Stanbic Holdings's Median PS Value or its related term are showing as below:
NAI:SBIC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63 Med: 0.86 Max: 1.8
Current: 1.8
During the past 13 years, the highest Price to Median PS Value of Stanbic Holdings was 1.80. The lowest was 0.63. And the median was 0.86.
NAI:SBIC's Price-to-Median-PS-Value is ranked worse than 87.72% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs NAI:SBIC: 1.80
Stanbic Holdings (NAI:SBIC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Stanbic Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
288.00
/
159.88
=
1.80
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings Median PS Value Related Terms
Stanbic Holdings Median PS Value Historical Data
* Premium members only.
The historical data trend for Stanbic Holdings's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Stanbic Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.6172.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Stanbic Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was KES98.861.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings (NAI:SBIC) has a Median PS Value of KES159.88 as of Jul. 04, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Stanbic Holdings and its competitors. This is 18491% above median its historical median of 0.86. Over the past decade, Stanbic Holdings' Median PS Value has ranged from 0.63 to 1.80. According to the industry distribution chart, Stanbic Holdings ranks #914 out of 1042 companies in the Banks industry, placing it in the top 87.7%.
Is Stanbic Holdings' Median PS Value too high?
Stanbic Holdings' current Median PS Value of KES159.88 is 18491% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 1.80. Based on the distribution chart, Stanbic Holdings ranks #914 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stanbic Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' Median PS Value compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #914 out of 1042 companies for Median PS Value. This places Stanbic Holdings in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Stanbic Holdings' own Median PS Value has ranged from 0.63 to 1.80 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current Median PS Value is KES159.88, which is 18491% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES171.36, compared to a current price of KES288.00 — trading 68.1% above its estimated fair value. The current Median PS Value is KES159.88, which is 18491% above median its 10-year median of 0.86. Stanbic Holdings' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current Median PS Value is KES159.88 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES288.00 is trading 68.1% above its estimated GF Value™ of KES171.36.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
Median PS Value: KES159.88 (18491% above median its 10-year median of 0.86)
GF Value™: KES171.36 vs. price of KES288.00 (68.1% above fair value)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
55GF Score
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