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Stanbic HoldingsNAI:SBIC +1.55%56 PEG Ratio is 0.96 as of Jul. 20, 2026, which is 17% above its 10-year median of 0.82. GuruFocus rates NAI:SBIC with a GF Score™ of 56/100 and a GF Value™ of KES172.52 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,229 Banks companies, Stanbic Holdings ranks better than 69.73% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Stanbic Holdings's PEG Ratio or its related term are showing as below:
NAI:SBIC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.82 Max: 1.25
Current: 0.96
During the past 13 years, Stanbic Holdings's highest PEG Ratio was 1.25. The lowest was 0.40. And the median was 0.82.
NAI:SBIC's PEG Ratio is ranked better than 69.73% of 1229
companies
in the Banks industry
Industry Median: 1.55
vs NAI:SBIC: 0.96
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Stanbic Holdings (NAI:SBIC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Stanbic Holdings PEG Ratio Related Terms
Stanbic Holdings PEG Ratio Historical Data
* Premium members only.
The historical data trend for Stanbic Holdings's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Stanbic Holdings (NAI:SBIC) has a PEG Ratio of 0.96 as of Jul. 20, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Stanbic Holdings and its competitors. This is 17% above median its historical median of 0.82. Over the past decade, Stanbic Holdings' PEG Ratio has ranged from 0.40 to 1.25. According to the industry distribution chart, Stanbic Holdings ranks #372 out of 1229 companies in the Banks industry, placing it in the top 30.3%.
Is Stanbic Holdings' PEG Ratio too high?
Stanbic Holdings' current PEG Ratio of 0.96 is 17% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.25. The Banks industry median PEG Ratio is 1.55. Stanbic Holdings' value of 0.96 is 38.1% below this industry median. Based on the distribution chart, Stanbic Holdings ranks #372 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #372 out of 1229 companies for PEG Ratio. This puts Stanbic Holdings in the upper half of its industry. The industry median PEG Ratio is 1.55. Stanbic Holdings' value of 0.96 is 38.1% below this benchmark. Historically, Stanbic Holdings' own PEG Ratio has ranged from 0.40 to 1.25 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 1.55, Stanbic Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic Holdings's current PEG Ratio of 0.96 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current PEG Ratio is 0.96, which is 17% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES172.52, compared to a current price of KES295.50 — trading 71.3% above its estimated fair value. The current PEG Ratio is 0.96, which is 17% above median its 10-year median of 0.82 and 38.1% below the Banks industry median of 1.55. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current PEG Ratio is 0.96 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES295.50 is trading 71.3% above its estimated GF Value™ of KES172.52.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
PEG Ratio: 0.96 (17% above median its 10-year median of 0.82)
GF Value™: KES172.52 vs. price of KES295.50 (71.3% above fair value)
Industry Position: 38.1% below the Banks median (#372 of 1229)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score
Get the complete analysis for NAI:SBIC
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