Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Stanbic HoldingsNAI:SBIC -0.34%56 Dividend Payout Ratio is 1.14 as of Jun. 2025, which is 159% above its 10-year median of 0.44. GuruFocus rates NAI:SBIC with a GF Score™ of 56/100 and a GF Value™ of KES172.23 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,175 Banks companies, Stanbic Holdings ranks worse than 83.57% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Stanbic Holdings's Dividend Payout Ratio for the
months ended in Jun. 2025 was 1.14.
The historical rank and industry rank for Stanbic Holdings's Dividend Payout Ratio or its related term are showing as below:
NAI:SBIC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.44 Max: 0.65
Current: 0.57
During the past 13 years, the highest Dividend Payout Ratio of Stanbic Holdings was 0.65. The lowest was 0.12. And the median was 0.44.
NAI:SBIC's Dividend Payout Ratio is ranked worse than 83.57% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs NAI:SBIC: 0.57
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Stanbic Holdings was 124.90% per year. The lowest was -18.70% per year. And the median was 14.75% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Stanbic Holdings (NAI:SBIC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Stanbic Holdings Dividend Payout Ratio Related Terms
Stanbic Holdings Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Stanbic Holdings's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Stanbic Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's Dividend Payout Ratio falls into.
Stanbic Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Stanbic Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stanbic Holdings (NAI:SBIC) has a Dividend Payout Ratio of 1.14 as of Jun. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Stanbic Holdings and its competitors. This is 159% above median its historical median of 0.44. Over the past decade, Stanbic Holdings' Dividend Payout Ratio has ranged from 0.12 to 0.65. According to the industry distribution chart, Stanbic Holdings ranks #982 out of 1175 companies in the Banks industry, placing it in the top 83.6%.
Is Stanbic Holdings' Dividend Payout Ratio too high?
Stanbic Holdings' current Dividend Payout Ratio of 1.14 is 159% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.65. The Banks industry median Dividend Payout Ratio is 0.32. Stanbic Holdings' value of 1.14 is 256.3% above this industry median. Based on the distribution chart, Stanbic Holdings ranks #982 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #982 out of 1175 companies for Dividend Payout Ratio. This places Stanbic Holdings in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Stanbic Holdings' value of 1.14 is 256.3% above this benchmark. Historically, Stanbic Holdings' own Dividend Payout Ratio has ranged from 0.12 to 0.65 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.32, Stanbic Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic Holdings's current Dividend Payout Ratio of 1.14 is 256.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current Dividend Payout Ratio is 1.14, which is 159% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES172.23, compared to a current price of KES291.00 — trading 69% above its estimated fair value. The current Dividend Payout Ratio is 1.14, which is 159% above median its 10-year median of 0.44 and 256.3% above the Banks industry median of 0.32. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current Dividend Payout Ratio is 1.14 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES291.00 is trading 69% above its estimated GF Value™ of KES172.23.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
Dividend Payout Ratio: 1.14 (159% above median its 10-year median of 0.44)
GF Value™: KES172.23 vs. price of KES291.00 (69% above fair value)
Industry Position: 256.3% above the Banks median (#982 of 1175)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score
Get the complete analysis for NAI:SBIC
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:SBIC has been successfully added to your 
